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Signature в каскаде банковских катастроф: что ждет криптоиндустрию дальше

Март 2023 года стал сложным месяцем для банков, работающих в криптоиндустрии. О прекращении операций уже объявили Silvergate, Signature и Silicon Valley. Что ждет криптоинвесторов на фоне этих событий?

Silvergate Bank

Первым прекратил свою деятельность Silvergate Bank. Это самый маленький из рассматриваемых в статье банков — его активы насчитывали всего $11 млрд. С другой стороны, это не мешало ему наряду с Signature быть крупнейшим банком, задействованным в криптоотрасли. Основан Silvergate был в 1988 году, а его штаб-квартира располагалась в Калифорнийском городе Сан-Диего.

Первые 8 лет — до 1996 года — Silvergate официально являлся ассоциацией по сбережениям и кредитам (S&L). Впервые в криптоотрасль он погрузился в 2014 году, а позже практически полностью перешел на работу с криптовалютами. С 2018 года банк запустил собственную платформу Silvergate Exchange Network (SEN), с помощью которой можно было быстро пополнять фиатом различные биржи.

Первые новости о вероятных проблемах Silvergate Bank появились еще в конце прошлого года. Четвертый квартал 2022 года выдался ужасающим для организации — чистый убыток за этот период составил около $1 млрд.

Это было вызвано в основном развалом FTX, который привел к уменьшению депозитов в криптоактивах более чем в три раза — с $11,87 млрд до $3,8 млрд. Silvergate пришлось продавать ценные бумаги, которые были у него на руках. В основном, это облигации, цены на которые беспрецедентно упали из-за действий ФРС в отношении процентных ставок и спорной политики по предотвращению инфляции.

В январе этого года стало известно о сокращении персонала банка на 40%. Все эти события не преминули сказаться на акциях компании, цена которых упала в 23 раза с ноября и в 6 раз только за март.

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Источник: tradingview.com

В начале весны Silvergate Bank сообщил о задержках в предоставлении отчетности за 2022 год. Это привело к расторжению отношений со многими ведущими компаниями, среди которых Coinbase, Galaxy Digital и Paxos. 3 марта прекратила работу SEN, а 8 марта компания заявила, что добровольное прекращение операций и ликвидация — лучшее решение в сложившихся условиях.

Таким образом, последовательность событий выглядела следующим образом:

  1. ФРС повышает ставки в борьбе с инфляцией, так как во время пандемии было напечатано несоразмерно много денег. Решение оказалось спорным, и отдельные экономисты прогнозировали возможную рецессию в экономике задолго до череды проблем у банков.

  2. Крах одной из крупнейших на тот момент криптобирж FTX вызывает панику на рынке. Начинается массовый вывод криптовалют и их продажа.

  3. На фоне этого многие инвесторы стремятся снять денежные средства с депозитов.

  4. В определенный момент банку требуется много наличности, которой нет, вследствие чего приходится продавать ценные бумаги, в частности, облигации.

  5. Облигации продаются с большим убытком, так как их цена рухнула после вышеупомянутого повышения ставок.

  6. Возникает чистый убыток в $1 млрд.

  7. В начале января объявляется об увольнении 40% персонала. Это можно объяснить тем, что платформа пыталась сократить расходы.

  8. В начале марта разрываются отношения с рядом крупных игроков, после того, как было объявлено о задержках в предоставлении отчетности за 2022 год.

  9. Банк ликвидируется.

Крах Silvergate Bank вызван цепочкой последовательных событий: действия ФРС, коллапс FTX, паника инвесторов. Можно ли было его предугадать? Спорно. Как пример, можно привести тот факт, что в конце января крупнейшая инвестиционная компания Blackrock владела 7% акций Silvergate. Даже эти профессионалы не смогли полностью предугадать развитие событий.

Silicon Valley Bank

Следующим прекратил свое существование Silicon Valley Bank (SVB) — самый крупный из рассматриваемых в статье банков. Под его руководством находилось активов на сумму свыше $200 млрд. SVB был основан в 1983 году, а его штаб-квартира располагалась в Калифорнии, в городе Санта-Клара. На момент ликвидации он был 16 крупнейшим банком Америки.

SVB работал преимущественно с финтех-стартапами, в том числе криптовалютными. Еще 8 марта ничего не предвещало беды — компания даже выпустила стратегию развития на первый квартал 2023 года. Однако за следующие двое суток ряд событий привели к банкротству SVB.

Вечером 8 марта банк объявил, что у него возникла «дыра» в бюджете в $2,25 млрд. Затем началась паника, одной из причин которой стала ситуация с вышеупомянутым Silvergate. Многие венчурные инвесторы поспешили вывести свои средства. Действия ФРС также «подлили масла в огонь».

Поскольку SVB работал со стартапами, которым необходимы деньги для запуска бизнеса, единственным выходом было получить кредит в банке, который окажется дорогим вследствие текущей монетарной политики регулятора. Однако, в текущих условиях платить заработную плату, кредиты и прочее достаточно сложно.

Как и Silvergate, SVB начал продавать свои облигации. Их распродажа в среду увенчалась «успехом» — убыток составил чуть меньше $2 млрд. На следующий день, 9 марта, генеральный директор SVB Грег Беккер (Greg Becker) призвал клиентов банка «оставаться спокойными». Однако, его призыв оказался неубедительным. В это же время цена акций SVB просела более, чем в два раза.

8888.png

Источник: tradingview.com

К вечеру 9 марта около $42 млрд было снято с депозитов SVB. Это вылилось в отрицательный денежный поток почти в $1 млрд за день, и закрыть эту брешь не удалось. Именно паника, создавшаяся вокруг этой ситуации, и «похоронила» SVB. Ряд инвестиционных фондов — Founders Fund, Union Square Ventures и Coatue Management — стали рассылать в финансируемые ими стартапы сообщения с призывами к снятию средств из банка. Масла в огонь подлили и СМИ с соответствующим новостным фоном.

«Когда вы говорите: “Идите снимайте ваши депозиты, эта штука должна развалиться”, это то же самое, что кричать “огонь” в заполненном театре», — сказал инвестор венчурной компании Restive Ventures Райан Фалви (Ryan Falvey).

Он также провел собственный анализ SVB, который выявил, что банк имел достаточную капитализацию.

Что будет теперь с банком? Федеральная корпорация по страхованию вкладов (FDIC) постановила, что все депозиты и активы SVB переходят в новый банк Bridge Bank, который будет управляться самой FDIC. Начиная с 13 марта клиенты смогут снять свои деньги. Потери, связанные с Silicon Valley, не будут перенесены на налогоплательщиков.

Таким образом, коллапс SVB явился следствием тех же причин, что и банкротство Silvergate: действия ФРС и паника людей. Второй фактор стал еще более весомым, так как «разгонялся» венчурными инвесторами и СМИ. Само по себе банкротство Silvergate, предшествовавшее банкротству SVB, стало его катализатором.

Signature Bank

Нью-Йоркский Signature Bank — самый молодой из представленных в статье. Он был основан в 2021 году. Signature занимает промежуточное место по активам между Silvergate и SVB — всего у него их было более $110 млрд. Деятельность банка была разнонаправленной и криптовалюты не являлись основным приоритетом, как у Silvergate. Ими банк начал заниматься только в конце 2018 года. Они составляли около 23% от всех депозитов, при этом Signature собирался сокращать их долю до 15%.

История Signature несколько отличается от того, что произошло с предыдущими двумя банками. После того, как было объявлено о закрытии SVB, многие клиенты стали звонить в офисы Signature по поводу сохранности их средств. Волнения были связаны с тем, что у многих клиентов были счета более, чем на $250 000, а FDIC гарантировало возмещение только на такую сумму.

В тот же день участились снятия. Однако, к 12 марта ситуация стабилизировалась. Новость о том, что Signature прекращает свою деятельность, стала сюрпризом даже для менеджеров компании. Как же это объяснили? По документам, $79 млрд — почти 90% от общего числа депозитов Signature на конец 2022 года — были необеспеченными. Кроме того, $16,52 млрд были в цифровых активах.

Причиной же закрытия Signature стали в сущности решения властей, объясняемые «систематическими рисками». Министр финансов США Джанет Йеллен (Jannet Yellen), глава ФРС Джером Пауэлл (Jerome Powell) и председатель Федеральной корпорации по страхованию вкладов (FDIC) заявили:

«Принятые решения должны защитить экономику США, усилив уверенность людей в нашей банковской системе».

Что будет теперь? Аналогично SVB, Signature перейдет под крыло FDIC. Она, в свою очередь, перенесет все депозиты и активы компании в Bridge Bank. Всем клиентам будет предоставлен доступ к их деньгам.

Таким образом, случай с Signature несколько отличается от двух предыдущих: его закрытие состоялось принудительно, а не по собственной инициативе. Стоит отметить, что на протяжении всего этого времени акции Signature падали. Так, с 8 марта цена снизилась почти на 33%.

88888.png

Источник: tradingview.com

А какое влияние падение трех крупных банков, связанных с криптовалютами, окажет на мировые рынки и экономику?

Влияние на рынки

Начнем с влияния на цифровые активы. Для примера рассмотрим дневной график биткоина.

888888.png

Источник: tradingview.com

8 марта, когда было объявлено о банкротстве Silvergate, BTC упал на 2,23%. Допустим, что эффект был отсроченный. 9 марта снижение составило 6,16%. Реакция на коллапс SVB 10 марта была крайне сдержанной — всего 0,72%. При этом новость о прекращении деятельности Signature Bank встречена почти 10% ростом. О чем это говорит? Как минимум о том, что какой-то прямой зависимости нет, так как реакции в трех случаях разные: негативная, нейтральная и позитивная. Кроме того, инвесторы с каждым разом все спокойней реагируют на эти банковские неудачи.

Куда хуже дела обстоят в банковском секторе в целом. Так, по состоянию на вечер 13 марта акции Wells Fargo снижались на 6,37%, Bank Of America — на 3,3%, а Citigroup — на 6,51%. Из этого следует, что проблема скорее не в криптоиндустрии, а в банковском сегменте. А причиной ее является как раз инфляция, вызванная запуском печатного станка.

Можно предположить, что рост BTC связан как раз с банковскими неурядицами. Инвесторы в страхе перед рецессией и банками стремятся снимать деньги. Но держать их просто на руках — неподходящий способ как раз из-за инфляции. Перед людьми встает вопрос — куда их вложить? И тут вариант с BTC оказывается относительно неплохим и снижающим риски обесценивания накоплений.

Также возможны некоторые временные трудности с ликвидностью на крипторынках. Такие решения, как SEN от Silvergate и Signet от Signature Bank, были удобны институциональным инвесторам, так как не нужно было платить комиссии третьим лицам.

Что же будет дальше с криптомиром и банковской системой? Они будут существовать, как и прежде. Криптовалюты пережили коллапсы MtGox, Terra и FTX, а банки — потерю Lehman Brothers Holdings. Так что новые банкротства — это естественный процесс, который может вызывать краткосрочные снижения, но рано или поздно начнется рост.

Данный материал и информация в нем не является индивидуальной или иной другой инвестиционной рекомендацией. Мнение редакции может не совпадать с мнениями автора, аналитических порталов и экспертов.

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  • 09.10.25 08:42 pHqghUme

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  • 09.10.25 11:05 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 09.10.25 11:05 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 09.10.25 11:05 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 09.10.25 11:05 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 11.10.25 04:41 luciajessy3

    Don’t be deceived by different testimonies online that is most likely wrong. I have made use of several recovery options that got me disappointed at the end of the day but I must confess that the tech genius I eventually found is the best out here. It’s better you devise your time to find the valid professional that can help you recover your stolen or lost crypto such as bitcoins rather than falling victim of other amateur hackers that cannot get the job done. ADAMWILSON . TRADING @ CONSULTANT COM / WHATSAPP ; +1 (603) 702 ( 4335 ) is the most reliable and authentic blockchain tech expert you can work with to recover what you lost to scammers. They helped me get back on my feet and I’m very grateful for that. Contact their email today to recover your lost coins ASAP…

  • 11.10.25 10:44 Tonerdomark

    A thief took my Dogecoin and wrecked my life. Then Mr. Sylvester stepped in and changed everything. He got back €211,000 for me, every single cent of my gains. His calm confidence and strong tech skills rebuilt my trust. Thanks to him, I recovered my cash with no issues. After months of stress, I felt huge relief. I had full faith in him. If a scam stole your money, reach out to him today at { yt7cracker@gmail . com } His help sparked my full turnaround.

  • 12.10.25 01:12 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 12.10.25 01:12 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 12.10.25 19:53 Tonerdomark

    A crook swiped my Dogecoin. It ruined my whole world. Then Mr. Sylvester showed up. He fixed it all. He pulled back €211,000 for me. Not one cent missing from my profits. His steady cool and sharp tech know-how won back my trust. I got my money smooth and sound. After endless worry, relief hit me hard. I trusted him completely. Lost cash to a scam? Hit him up now at { yt7cracker@gmail . com }. His aid turned my life around. WhatsApp at +1 512 577 7957.

  • 12.10.25 21:36 blessing

    Writing this review is a joy. Marie has provided excellent service ever since I started working with her in early 2018. I was worried I wouldn't be able to get my coins back after they were stolen by hackers. I had no idea where to begin, therefore it was a nightmare for me. However, things became easier for me after my friend sent me to [email protected] and +1 7127594675 on WhatsApp. I'm happy that she was able to retrieve my bitcoin so that I could resume trading.

  • 13.10.25 01:11 elizabethrush89

    God bless Capital Crypto Recover Services for the marvelous work you did in my life, I have learned the hard way that even the most sensible investors can fall victim to scams. When my USD was stolen, for anyone who has fallen victim to one of the bitcoin binary investment scams that are currently ongoing, I felt betrayal and upset. But then I was reading a post on site when I saw a testimony of Wendy Taylor online who recommended that Capital Crypto Recovery has helped her recover scammed funds within 24 hours. after reaching out to this cyber security firm that was able to help me recover my stolen digital assets and bitcoin. I’m genuinely blown away by their amazing service and professionalism. I never imagined I’d be able to get my money back until I complained to Capital Crypto Recovery Services about my difficulties and gave all of the necessary paperwork. I was astounded that it took them 12 hours to reclaim my stolen money back. Without a doubt, my USDT assets were successfully recovered from the scam platform, Thank you so much Sir, I strongly recommend Capital Crypto Recover for any of your bitcoin recovery, digital funds recovery, hacking, and cybersecurity concerns. You reach them Call/Text Number +1 (336)390-6684 His Email: [email protected] Contact Telegram: @Capitalcryptorecover Via Contact: [email protected] His website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 13.10.25 01:11 elizabethrush89

    God bless Capital Crypto Recover Services for the marvelous work you did in my life, I have learned the hard way that even the most sensible investors can fall victim to scams. When my USD was stolen, for anyone who has fallen victim to one of the bitcoin binary investment scams that are currently ongoing, I felt betrayal and upset. But then I was reading a post on site when I saw a testimony of Wendy Taylor online who recommended that Capital Crypto Recovery has helped her recover scammed funds within 24 hours. after reaching out to this cyber security firm that was able to help me recover my stolen digital assets and bitcoin. I’m genuinely blown away by their amazing service and professionalism. I never imagined I’d be able to get my money back until I complained to Capital Crypto Recovery Services about my difficulties and gave all of the necessary paperwork. I was astounded that it took them 12 hours to reclaim my stolen money back. Without a doubt, my USDT assets were successfully recovered from the scam platform, Thank you so much Sir, I strongly recommend Capital Crypto Recover for any of your bitcoin recovery, digital funds recovery, hacking, and cybersecurity concerns. You reach them Call/Text Number +1 (336)390-6684 His Email: [email protected] Contact Telegram: @Capitalcryptorecover Via Contact: [email protected] His website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 01:15 tyleradams

    Hi. Please be wise, do not make the same mistake I had made in the past, I was a victim of bitcoin scam, I saw a glamorous review showering praises and marketing an investment firm, I reached out to them on what their contracts are, and I invested $28,000, which I was promised to get my first 15% profit in weeks, when it’s time to get my profits, I got to know the company was bogus, they kept asking me to invest more and I ran out of patience then requested to have my money back, they refused to answer nor refund my funds, not until a friend of mine introduced me to the NVIDIA TECH HACKERS, so I reached out and after tabling my complaints, they were swift to action and within 36 hours I got back my funds with the due profit. I couldn’t contain the joy in me. I urge you guys to reach out to NVIDIA TECH HACKERS on their email: [email protected]

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 15.10.25 18:07 crypto

    Cryptocurrency's digital realm presents many opportunities, but it also conceals complex frauds. It is quite painful to lose your cryptocurrency to scam. You can feel harassed and lost as a result. If you have been the victim of a cryptocurrency scam, this guide explains what to do ASAP. Following these procedures will help you avoid further issues or get your money back. Communication with Marie ([email protected] and WhatsApp: +1 7127594675) can make all the difference.

  • 15.10.25 21:52 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 15.10.25 21:52 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

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