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Регулирование ИИ (AI)

Активное развитие искусственного интеллекта (ИИ, AI) приводит к тому, что общество и государства становятся обеспокоенными и думают о том, как его обезопасить. А значит, ИИ будет регулироваться. Но давайте разберемся в этом вопросе детальнее, что происходит сейчас и чего ожидать в будущем.

Содержание

  • Почему развитие ИИ вызывает беспокойство?

  • Какие инициативы есть в конце 2023 и начале 2024 года?

  • Прогноз на будущее

  • Резюме

Почему развитие ИИ вызывает беспокойство?

Для начала давайте сделаем небольшое уточнение. В данной статье под ИИ мы будет понимать технологии на базе нейронных сетей и машинного, глубокого обучения в частности.

Так какие факторы вызывают столь бурное беспокойство?

  • Возможности

Самый главный пункт, на который будут опираться все следующие - возможности. ИИ демонстрирует огромный потенциал: принятие решение, написание материалов, генерация иллюстраций, создание поддельных видео. Список можно перечислять бесконечно. Мы еще не осознаем все то, что может ИИ. А ведь мы пока владеем слабым ИИ. Что сможет общий ИИ (AGI) или супер ИИ?

  • Механизмы работы

У ИИ есть ключевая особенность - он способен строить взаимосвязи, которые не понимает человек. И благодаря этому он способен как совершать открытия, так и пугать людей. Даже создатели ИИ-моделей не знают, как именно принимает решения нейросеть, какой логике она подчиняется. Отсутствие предсказуемости делает чрезвычайно трудным устранение и исправление ошибок в алгоритмах работы нейросетей и становится огромным барьером на пути внедрения ИИ. Например, в медицине ИИ не скоро будет ставить диагнозы. Да, он будет готовить рекомендации врачу, но итоговое решение будет оставаться за человеком. Тоже самое и в управлении атомными станциями или любым другим оборудованием.

Ключевое, о чем переживают ученые в мире и которые думают на 20 лет, это то, что сильный ИИ может нас посчитать пережитком прошлого.

  • Этическая составляющая

Для искусственного интеллекта нет этики, добра и зла. Также для ИИ нет понятия «здравый смысл». Он руководствуется только одним фактором - успешность выполнения задачи. Если для военных целей это благо, то в обычной жизни людей это будет пугать. Общество не готово жить в такой парадигме. Готовы ли мы принять решение ИИ, который скажет, что не нужно лечить ребенка или нужно уничтожить целый город, чтобы не допустить распространение болезни?

  • Нейросети не могут оценить данные на реальность и логичность

Нейросети просто собирают данные и не анализируют факты, их связанность. А значит, ИИ можно манипулировать. Он полностью зависит от тех данных, которым его обучают создатели. Могут ли люди доверять полностью корпорациям или стартам? И даже если мы доверяем людям и уверены в интересах компании, можем ли мы быть уверенными, что не произошло сбоя или данные не были "отравлены" злоумышленниками? Например, с помощью создания огромного количества сайтов-клонов с недостоверной информацией или "вбросами".

  • Недостоверные контент / обман / галюцинации

К сожалению ИИ имеет склонность к генерированию недостоверного контента. Иногда это просто ошибки из-за ограничения моделей, иногда галлюцинации (додумывания), а иногда это похоже и на вполне настоящий обман.

Так, исследователи из компании Anthropic обнаружили, что модели искусственного интеллекта можно научить обманывать людей вместо того, чтобы давать правильные ответы на их вопросы.

Исследователи из Anthropic в рамках одного из проектов поставили перед собой задачу установить, можно ли обучить модель ИИ обману пользователя или выполнению таких действий, как, например, внедрение эксплойта в изначально безопасный компьютерный код. Для этого специалисты обучили ИИ как этичному поведению, так и неэтичному — привили ему склонность к обману.

Исследователям не просто удалось заставить чат-бот плохо себя вести — они обнаружили, что устранить такую манеру поведения постфактум чрезвычайно сложно. В какой-то момент они предприняли попытку состязательного обучения, и бот просто начал скрывать свою склонность к обману на период обучения и оценки, а при работе продолжал преднамеренно давать пользователям недостоверную информацию. «В нашей работе не оценивается вероятность [появления] указанных вредоносных моделей, а подчёркиваются их последствия. Если модель демонстрирует склонность к обману из-за выравнивания инструментария или отравления модели, современные методы обучения средствам безопасности не будут гарантировать безопасности и даже могут создать ложное впечатление о неё наличии», — заключают исследователи. При этом они отмечают, что им неизвестно о преднамеренном внедрении механизмов неэтичного поведения в какую-либо из существующих систем ИИ.

  • Социальная напряженность, расслоение общества и нагрузка на государства

ИИ создает не только благоприятные возможности для повышения эффективности и результативности, но и создает риски.

Развитие ИИ неизбежно приведет к автоматизации рабочих мест и изменению рынка. И да, часть людей примет этот вызов и станет еще образованнее, выйдет на новый уровень. Когда-то умение писать и считать было уделом элиты, а теперь рядовой сотрудник должен уметь делать сводные таблицы в excel и проводить простую аналитику.

Но часть людей не примет этого вызова и потеряет рабочие места. А это приведет к дальнейшему расслоению общества и увеличению социальной напряженности. Что в свою очередь беспокоит и государства, ведь помимо политических рисков, это будет и удар по экономике. Люди, которые потеряют рабочие места будут обращаться за пособиями.

И мы не одиноки в таком мнении. Так, 15.01.2024 вышла статья в Bloomberg. Издание приводит мнение управляющего директора Международного Валютного Фонда Кристаны Георгиевой. По ее мнению, бурное развитие систем искусственного интеллекта, в большей степени отразится на высокоразвитых экономиках мира, чем на странах с растущей экономикой и низким доходом на душу населения. В любом случае, искусственный интеллект затронет почти 40 % рабочих мест в масштабах всей планеты. «В большинстве сценариев искусственный интеллект с высокой вероятностью ухудшит всеобщее неравенство, и это тревожная тенденция, которую регуляторы не должны упускать из виду, чтобы предотвратить усиление социальной напряжённости из-за развития технологий», — отметила глава Международного валютного фонда в корпоративном блоге.

  • Безопасность

Проблемы безопасности ИИ на слуху у всех. И если это решить на уровне небольших локальных моделей понятно как (обучаем на выверенных данных), то что делать с большими моделями (ChatGPT и т.п.) непонятно. Злоумышленники постоянно находят способы, как взломать защиту ИИ. Например, заставить его написать рецепт взрывчатки. И ведь мы пока даже не говорим про AGI.

Какие инициативы есть в конце 2023 и начале 2024 года?

Призыв разработчиков ИИ весной 2023 года

В марте 2023-го глава SpaceX, Tesla и X Илон Маск, сооснователь Apple Стив Возняк и более тысячи экспертов и руководителей отрасли по развитию искусственного интеллекта подписали открытое письмо с призывом приостановить разработку продвинутого ИИ до тех пор, пока не будут созданы, внедрены и проверены независимыми экспертами общие протоколы безопасности. «Мощные системы искусственного интеллекта следует разрабатывать только тогда, когда мы уверены, что их эффекты будут положительными, а риски — управляемыми», — говорится в документе, разработанном Институтом будущего жизни (Future of Life Institute).

Организация Объединенных Наций

В июле 2023 года генеральный секретарь ООН Антониу Гутерриш поддержал идею создать на базе ООН орган, который бы сформулировал глобальные стандарты по регулированию сферы ИИ.

Такая площадка могла бы действовать по аналогии с Международным агентством по атомной энергии (МАГАТЭ), Международной организацией гражданской авиации (ИКАО) или Международной группой экспертов по изменению климата (МГЭИК). Также он обозначил пять целей и задач такого органа:

  • помощь странам в получении максимальной пользы от ИИ;

  • устранение существующих и будущих угроз;

  • выработка и реализация международных механизмов мониторинга и контроля;

  • сбор экспертных данных и их передача мировому сообществу;

  • изучение ИИ для «ускорения устойчивого развития».

Говоря о «возможностях и рисках», Антониу Гутерриш заявил, что даже сами разработчики не знают, куда приведет их этот потрясающий технологический прорыв. С одной стороны, ИИ может значительно ускорить глобальное развитие. Он может использоваться для множества задач — от контроля над климатическим кризисом или за соблюдением прав человека до медицинских исследований. С другой стороны, ИИ может «усиливать предубеждения» среди населения разных стран и дискриминацию, а также служить тем, кто стремится к авторитарному контролю над обществом. Искусственно сгенерированный контент, вводящий в заблуждение (deep fake),— это всего лишь один из множества вариантов применения ИИ, которые могут иметь серьезные последствия для мира и стабильности. Более того, как отмечал генсек ООН, «злонамеренное использование систем искусственного интеллекта террористическими, преступными организациями вплоть до государственного уровня может вызвать смерти и разрушения ужасающих масштабов».

Антониу Гутерриш не впервые поднял эту тему. Например, в июне 2023 года он обращал внимание на то, что «ученые и эксперты призвали мир к действию, объявив искусственный интеллект экзистенциальной угрозой человечеству наравне с риском ядерной войны». «Мы должны серьезно отнестись к этим предупреждениям»,— отмечал он. Учитывая это, по словам генсека, вопрос мониторинга и регуляции ИИ — крайне срочный и откладывать его нельзя.

А еще раньше, 15 сентября 2021 года, верховный комиссар ООН по правам человека Мишель Бачелет призвала наложить мораторий на использование нескольких систем, использующих алгоритмы искусственного интеллекта. Об этом сообщило Agence France-Presse.

"Использование технологий на базе искусственного интеллекта может иметь негативные и даже катастрофические последствия в том случае, если они используются без должного понимания того, как они влияют на права человека", - приводит агентство слова Бачелет. Сообщается, что речь главным образом идет о системе распознавания лиц и смежных с ней технологиях.

Open AI

В конце 2023 года OpenAI (разработчик ChatGPT) объявила о создании стратегии по превентивному устранению потенциальных опасностей ИИ. Особое внимание уделяется предотвращению рисков, связанных с развитием технологий.

Ключевую роль в этой миссии будет играть группа готовности. Возглавлять ее будет профессор Массачусетского технологического института по ИИ Александр Мадри. Также в команде будут исследователи ИИ, учёные-компьютерщики, эксперты по национальной безопасности и эксперты по политике, которые будут работать вместе, чтобы следить за развитием ИИ и предупреждать OpenAI о появлении потенциальных угроз.

Эта группа будет работать вместе с командами:

  • систем безопасности, которая занимается решением существующих проблем, таких как предотвращение расовых предубеждений в ИИ;

  • Superalignment, которая изучает работу сильного ИИ и как он будет работать, когда превзойдет человеческий интеллект.

Концепция безопасности OpenAI также включает оценку рисков по четырём основным категориям: кибербезопасность, ядерная, химическая, биологическая угроза, убеждение и автономия модели. Каждой категории присваивается рейтинг на основе конкретных критериев по шкале от «низкой» до «критической». Эта модель предназначена для применения до и после реализации мер безопасности.

Также Open AI запустила отдельный раздел на своем сайте, посвященный безопасности ИИ.

Евросоюз

Весной 2023 года Европарламент предварительно согласовал закон под названием AI Act, который устанавливает правила и требования для разработчиков моделей искусственного интеллекта. Документ призван обеспечить безопасность, прозрачность, экологичность и этичность использования ИИ в Европе.

Правила устанавливают риск-ориентированный подход к ИИ и формулируют обязательства для разработчиков и пользователей ИИ в зависимости от уровня риска используемого ИИ.

Всего выделяют четыре категории систем ИИ: с минимальным, ограниченным, высоким и неприемлемым риском.

  • Под категорию сервисов с «минимальным» риском попадает большинство инструментов, если результаты их работы прогнозируемы и никак не могут навредить пользователям;

  • Под категорию «ограниченного» риска попадут такие нейросети как ChatGPT и Midjourney. Их алгоритмы для доступа в ЕС должны будут пройти проверку на безопасность;

  • К категории «высокой» степени риска относятся специализированные ИИ-системы, например, применяющиеся в медицине, образовании, транспорте (беспилотные автомобили) и так далее;

  • Категория «неприемлемого» риска — это, например, алгоритмы для выставления социального рейтинга или создания дипфейков, системы, использующие подсознательные или целенаправленные манипулятивные методы, эксплуатирующие уязвимости людей.

Системы ИИ с неприемлемым уровнем риска для безопасности будут строго запрещены. А поставщики и разработчики «высокорискового» ИИ обязаны:

  • провести оценку риска и соответствия;

  • зарегистрировать свои системы в европейской базе данных ИИ;

  • обеспечить высокое качество данных, которые используются для обучения ИИ;

  • обеспечить прозрачность системы и информированность пользователей о том, что они взаимодействуют с ИИ, а также обязательный надзор со стороны человека и возможность вмешательства в работу системы.

Также, компании, которые разрабатывают модели на базе генеративного ИИ (может создавать что-то новое на основе алгоритма), должны будут составить техническую документацию, соблюдать законодательство ЕС об авторском праве и подробно описывать контент, используемый для обучения. Наиболее продвинутые базовые модели, которые представляют «системные риски», подвергнутся дополнительной проверке, включая оценку и смягчение этих рисков, сообщения о серьезных инцидентах, внедрение мер кибербезопасности и отчетность об энергоэффективности. Ну и, естественно, разработчики обязаны информировать пользователей о том, что они взаимодействуют с ИИ, а не с человеком.

Парламент также уточнил список практик, запрещённых для искусственного интеллекта. В него вошли:

  • удалённая биометрическая идентификация, в том числе в общественных местах в реальном времени, с исключением для правоохранительных органов и только после судебного разрешения;

  • биометрическая категоризация с использованием чувствительных характеристик (например, пол, раса, этническая принадлежность, гражданство, религия, политическая позиция);

  • прогностические полицейские системы (основанные на профилировании, местоположении или прошлом криминальном поведении);

  • распознавание эмоций в правоохранительных органах, пограничных службах, на рабочих местах и ​​в учебных заведениях;

  • неизбирательное извлечение биометрических данных из социальных сетей или видеозаписей с камер видеонаблюдения для создания баз данных распознавания лиц (нарушение прав человека и права на неприкосновенность частной жизни).

В декабре 2023 года этот закон был согласован окончательно.

США

В октябре 2023 года вышел указ президента США Джо Байдена. Теперь разработчики самых мощных систем ИИ должны делиться результатами тестирования на безопасность и другой важной информацией с правительством США. Также указ предусматривает разработку стандартов, инструментов и тестов, которые призваны помочь убедиться в безопасности систем ИИ.

Помимо этого, должна быть создана передовая программа по разработке инструментов ИИ, нацеленных на поиск и устранение уязвимостей в критически важном программном обеспечении.

Китай

Переговоры OpenAI, Anthropic и Cohere с китайскими экспертами

Американские компании OpenAI, Anthropic и Cohere, занимающиеся разработкой искусственного интеллекта, провели тайные дипломатические переговоры с китайскими экспертами в области ИИ, сообщает Financial Times. По их словам, в июле и октябре 2023 года в Женеве состоялись две встречи, на которых присутствовали ученые и эксперты по политике из американских групп, занимающихся ИИ, а также представители Университета Цинхуа и других китайских государственных учреждений.

Переговоры состоялись на фоне общей обеспокоенности из-за распространения дезинформации искусственным интеллектом и возможной угрозы обществу, добавляет газета. Источники сообщают, что эти встречи позволили обеим сторонам обсудить риски, связанные с развивающимися технологиями, и стимулировать инвестиции в исследования безопасности ИИ. Они добавили, что конечной целью является поиск научного пути для безопасного развития более сложных технологий в этой сфере. Кроме того, стороны обсудили возможное сотрудничество в области ИИ и более конкретные политические предложения, уточняют источники.

«Мы никак не сможем установить международные стандарты безопасности ИИ без соглашения между этим кругом участников», — сказал один из присутствовавших на переговорах. «А если они договорятся, то будет гораздо проще привлечь к этому остальных», — передает слова источника FT.

По словам одного из участников переговоров, женевские встречи были организованы с ведома Белого дома, а также официальных лиц Великобритании и Китая. «Китай поддерживает усилия по обсуждению управления ИИ и разработке необходимых норм и стандартов на основе широкого консенсуса», — заявили в посольстве Китая в Великобритании, передает FT. Газета также уточняет, что переговоры были организованы The Shaikh Group, частной посреднической организацией, которая способствует диалогу в конфликтных регионах, в частности на Ближнем Востоке.

Переговоры между председателем КНР Си Цзиньпинем и президентом США Джо Байденом

15 ноября 2023 года, во время саммита Азиатско-Тихоокеанского экономического сотрудничества (АТЭС) в Сан-Франциско, лидеры двух стран договорились о сотрудничестве в нескольких значительных сферах. Об этом сообщило китайское информагентство «Синьхуа».

Так, американский и китайский лидеры пришли к выводу, что их технологически развитые страны должны прийти к взаимодействию в сфере разработки и изучения искусственного интеллекта.

Правила по регулированию ИИ

В течение 2023 года, китайские власти вместе с бизнесом разработали 24 новых правила регулирования ИИ. Правила введены 15 августа 2023 года.

Цель — не препятствовать развитию технологий искусственного интеллекта, поскольку для страны эта отрасль крайне важна. Необходимо найти баланс между поддержкой отрасли и возможными последствиями развития ИИ-технологий и соответствующей продукции. Скачать правила можно тут.

Если разбить основную цель на ключевые задачи, то это:

  • содействие здоровому развитию генеративного ИИ и его стандартных приложений;

  • защита национальной безопасности и общественных интересов;

  • защита прав граждан и юридических лиц.

Ключевые принципы регулирования ИИ из нового документа:

  1. ИИ, создаваемый компаниями, должен придерживаться основных социалистических ценностей и не должен подстрекать к подрыву государственной власти.

  2. ИИ не должен дискриминировать пользователей по этнической принадлежности, убеждениям, стране, региону, полу, возрасту и так далее.

  3. Разработчики нейросетей должны уважать права интеллектуальной собственности и деловую этику.

  4. Разработчики алгоритмов ИИ должны уважать законные права и интересы людей, не подвергать опасности их физическое и психическое здоровье и не нарушать их права.

  5. Работа алгоритмов должна быть прозрачной, а разработчики должны стремиться к повышению точности и надежности генерируемого контента.

  6. Власти должны поощрять инновационное применение технологии генеративного искусственного интеллекта в различных отраслях.

  7. Власти должны содействовать созданию генерирующей инфраструктуры искусственного интеллекта и созданию общедоступной платформы с данными для обучения алгоритмов — судя по всему, для реализации этого пункта власти привлекут (или обяжут) бизнес собирать соответствующие данные на определенную платформу.

  8. При обучении алгоритмов разработчики должны использовать данные и базовые модели из легальных источников, не нарушать интеллектуальную собственность, качественно маркировать данные по стандарту, который будет разработан позже.

  9. Провайдеры, предоставляющие инфраструктуру разработчикам ИИ, должны подписывать с ними договор и предоставлять им наиболее защищенное оборудование для обеспечения безопасности данных.

  10. Провайдеры также должны обеспечивать стабильный и непрерывный доступ к услугам, а также регистрировать генерацию противоправного контента и блокировать этот процесс.

  11. За работой сервисов генеративного ИИ должны следить специальные органы.

В других пунктах регламентируется, к кому применяется данный закон, какие министерства будут следить за его соблюдением, а также, какой контент попадает под регулирование (текст, видео, аудио и любой другой контент, созданный генеративным ИИ).

То есть, как и в Европе, нужно регистрировать услуги и алгоритмы на базе искусственного интеллекта, а сгенерированный алгоритмами контент (в том числе фото и видео), нужно помечать.

Также создатели контента и алгоритмов должны будут проводить проверку безопасности своей продукции до ее вывода на рынок. Каким образом это будут реализовать — пока неопределённо.

Плюс ко всему, компании, связанные с ИИ-технологиями и генерированным контентом должны иметь прозрачный и действенный механизм рассмотрения жалоб пользователей на услуги и контент.

А самих регуляторов будет семь, в том числе Cyberspace Administration of China (CAC), министерство образования, министерство науки и технологий, национальная комиссия по развитию и реформам (National Development and Reform Commission).

Декларация Блетчли

В ноябре 2023 года 28 стран, участвовавших в Первом международном саммите по безопасному ИИ, включая Соединенные Штаты, Китай и Европейский союз, подписали соглашение, известное как Декларация Блетчли.

Данное соглашение призывает к международному сотрудничеству для решения проблем и рисков, связанных с искусственным интеллектом. Акцент был сделан на регулировании "Пограничного искусственного интеллекта", термина, обозначающего новейшие и наиболее мощные системы искусственного интеллекта. Опасения, которые были подняты на саммите, включают потенциальное использование искусственного интеллекта для терроризма, преступной деятельности и ведения войн, а также экзистенциальный риск, представляемый для человечества в целом..

Россия

На данный момент Россия находиться в списке отстающих и в стране нет четких и прозрачных механизмов регулирования. По состоянию на начало 2024 года, ключевыми документами в сфере ИИ были:

  • Указ Президента РФ от 10 октября 2019 г. N 490 "О развитии искусственного интеллекта в Российской Федерации", который вводит Национальную стратегию развития искусственного интеллекта на период до 2030 года

  • Федеральный закон от 24.04.2020 N 123-ФЗ "О проведении эксперимента по установлению специального регулирования в целях создания необходимых условий для разработки и внедрения технологий искусственного интеллекта в субъекте Российской Федерации - городе федерального значения Москве и внесении изменений в статьи 6 и 10 Федерального закона "О персональных данных"

  • Распоряжение Правительства Российской Федерации от 19.08.2020 г. № 2129-р <Об утверждении Концепции развития регулирования отношений в сфере технологий искусственного интеллекта и робототехники до 2024 года>

  • Ряд государственных стандартов по отраслям. Список доступен тут.

Развитие ИИ поддерживается также через введение экспериментальных правовых режимов (ЭПР):

  • Федеральный закон от 31.07.2020 г. No 258-ФЗ «Об экспериментальных правовых режимах в сфере цифровых инноваций в Российской Федерации»,

  • Федеральный закон от 02.07.2021 No 331-ФЗ «О внесении изменений в отдельные законодательные акты Российской Федерации в связи с принятием Федерального закона «Об экспериментальных правовых режимах в сфере цифровых инноваций в Российской Федерации»»

Из активных инициатив следует отметит предложение ЦБ РФ

Так, ЦБ намерен поддержать риск-ориентированный принцип регулирования развития искусственного интеллекта на финансовом рынке РФ. Он выделил два новых законодательных направления: ответственность за вред, причиненный в результате применения технологии, и защиту авторских прав.

Также ЦБ проанализировал регулирование применения ИИ в мире и выделил три модели возможного регулирования в сфере финансов.

Первая модель – ограничительный подход, то есть в законодательстве есть прямой запрет на использование отдельных систем ИИ (ЕС и Бразилия).

Вторая модель – гибридный подход, то есть сочетание инструментов жесткого регулирования, мягкого регулирования и саморегулирования на основе риск-ориентированных принципов (Китай, Канада, США).

Третья модель – стимулирующий подход с применением инструментов мягкого регулирования (саморегулирование, этические принципы) и полное отсутствие ограничительных мер в отношении ИИ (Великобритания и Сингапур).

Сам ЦБ считает целесообразным поддержать создание условий, направленных на стимулирование развития ИИ на финансовом рынке, с учетом риск-ориентированного принципа регулирования. То есть, ЦБ на данный момент не видит необходимости в оперативной разработке отдельного регулирования использования технологии финансовыми организациями, но не исключает внедрение специальных требований в отдельных случаях, после проведения консультаций с участниками рынка.

Например, законопроект (№992331-7) устанавливает порядок обезличивания персональных данных для операторов, не являющихся государственными органами.

Принятие еще одного законопроекта (№404786-8) дает возможность финансовым организациям при аутсорсинге функций, связанных с использованием облачных услуг, передавать для обработки информацию, составляющую банковскую тайну. "Вопрос особенно актуален для обучения моделей ИИ, требующих значительных информационных и аппаратных ресурсов. Использование облачных решений может снизить издержки участников рынка", - говорится в докладе ЦБ.

Регулятор выделил два направления, нуждающихся в законодательном регулировании:

  • необходимо формирование подходов к распределению ответственности между разработчиком технологии ИИ и организацией-пользователем за вред, причиненный в результате применения ИИ

  • необходимо определение правового режима объектов, созданных ИИ, в том числе с позиций законодательства об интеллектуальной собственности. ЦБ подчеркивает, что это особенно актуально для генеративных моделей ИИ – то есть моделей, которые создают текст, изображение и разнообразный контент на основе данных, на которых выполняется обучение.

"Проработка указанных вопросов позволит создать прозрачную правовую среду для разработчиков ИИ, что придаст импульс созданию и внедрению новых решений на основе ИИ", - говорится в докладе ЦБ.

Ключевым же ресурсом для отслеживания регуляторики в сфере ИИ является портал Искусственный интеллект в Российской Федерации. В частности раздел Регуляторика.

Так, согласно данным на портале, на конец 2023 года актуальными являются следующие поручения Президента:

  • установить обязательные требования по повышению эффективности хозяйствующих субъектов и обязательному использованию ими современных технологий, в том числе технологий ИИ (если таким субъектам предоставляют субсидии из федерального бюджета)

  • внести в образовательные программы вузов изменения, которые повысят уровень компетенций в сфере ИИ специалистов ключевых отраслей экономики и социальной сферы, специалистов по государственному и муниципальному управлению

  • внести в национальные проекты и государственные программы изменения, предусматривающих внедрение технологий искусственного интеллекта в каждой отрасли.

  • скорректировать стратегии цифровой трансформации отраслей экономики

  • провести мониторинг результатов применения технологий ИИ

  • обеспечить участие «Федерального центра компетенций в сфере производительности труда» во внедрении технологий ИИ и современных систем управления в отраслях экономики, социальной сферы и государственных органах

  • утвердить федеральный проект по развитию отечественной робототехники: определить правовые, налоговые и другие условия, касающиеся развития производства в этой сфере, меры государственной поддержки, целевые параметры развития производства и внедрения промышленных роботов

  • продлить до 2030 года поддержку деятельности исследовательских центров в сфере ИИ

  • включить мероприятия по внедрению технологий ИИ в качестве приоритетной задачи в программы инвестиционного развития компаний с государственным участием

  • Правительству РФ вместе с ассоциацией «Альянс в сфере искусственного интеллекта» обеспечить:

  • Правительству РФ вместе с комиссиями Государственного совета РФ, «Федеральным центром компетенций в сфере производительности труда» и ассоциацией «Альянс в сфере искусственного интеллекта» обеспечить переход системы государственной власти на федеральном и региональном уровнях к модели управления на основе автоматического сбора и анализа данных с использованием информационных платформ

  • Администрации Президента РФ вместе с Правительством и ассоциацией «Альянс в сфере искусственного интеллекта» подготовить проект указа Президента о внесении в Национальную стратегию развития искусственного интеллекта на период до 2030 года изменений, направленных в том числе на повсеместное внедрение ИИ

  • Минздраву России, Минэкономразвития России и Минцифры России обеспечить:

  • Комиссиям Государственного Совета РФ внедрить наиболее успешные практики применения ИИ в субъектах РФ

  • ФНС России совместно с Минэкономразвития и Минцифры принять меры, направленные на обеспечение эффективного применения механизма налоговых льгот для предпринимателей, которые внедрили передовые отечественные информационно-телекоммуникационных технологий

  • рекомендовать ассоциации «Альянс в сфере искусственного интеллекта» представить предложения о дополнительных мерах поддержки проектов и специалистов в сфере ИИ, о предоставлении отечественным разработчикам ПО доступа к базам данных для разработки программ ИИ, консультировать организации

  • Госкорпорации «Росатом» совместно с «РЖД» и при участии Минцифры России и ПАО «Сбербанк России» и ведущих исследовательских университетов в сфере искусственного интеллекта провести конференции по применению новых технологий вычислений и передачи данных

  • Минпромторгу России провести начиная с 2023 года конференции по применению новых промышленных технологий

  • Рекомендовать Государственной Думе рассмотреть проект федерального закона, устанавливающего порядок обезличивания персональных данных

Прогноз на будущее

Что же следует ожидать в будущем?

  • Международный контроль и правила

Без сомнения будут созданы международные органы, которые будут формировать ключевые ограничения и создадут классификации ИИ-решений.

  • Национальные органы контроля и правила

Государства будут создавать свои модели регулирования ИИ. В целом мы согласны с выводами ЦБ РФ, но считаем что будет больше подходов. Если их объединить, то вероятнее всего будет следующее

  • определены отрасли или типы ИИ-решений, которые будут запрещены;

  • для высокорискованных решений или отраслей будут созданы правила лицензирования и тестирования на безопасность, в том числе будут введены ограничения на возможности ИИ-решений;

  • будут введены общие реестры, куда будут включаться все ИИ-решения;

  • будут определены направления развития, которые будут поддерживаться, и для которых будут создаваться технологические и правовые песочницы;

  • особое внимание будет уделяться работе с персональными данными и соблюдению авторского права.

Вероятнее всего, под наибольшие ограничения попадет использование ИИ в юриспруденции, рекламе, атомной энергетике, логистике.

Также будут также создаваться отдельные регуляторные ведомства или комитеты. национальные органы контроля. Если посмотреть на пример Китая, то высоки риски того, что взаимодействие между различными ведомствами будет организовать тяжело. Следует ожидать что-то вроде Agile-ведомства, в которых будут представители разных отраслей и специализаций. Оно будет вырабатывать правила и контролировать отрасль.

  • Лицензирование

Вероятнее всего, лицензирование будет основано на отраслях или областях применения и возможностям ИИ-решений.

Это самый очевидный способ классификации и оценки риском. Разработчиков заставят документировать все возможности. Например, может ли система только готовить рекомендации, или способна отдавать управляющие команды для оборудования.

Также разработчиков заставят вести подробную документацию по системной архитектуре решений, применяемых типах нейросетей в решениях и аппаратном обеспечении.

  • Требования по контролю / экспертиза данных, на которых будут обучать ИИ

Ключевое направление в ИИ - предобученные и оптимизированные модели. Собственно абревиатура GPT в chatGPT это и обозначает. И здесь мы уже видим ключевые требования - фиксация того, на каких исходных данных обучается ИИ. Это будет что-то вроде реестра метаданных / источников / каталогов данных.

Ключевое, что можно будет – контролировать / фиксировать обратную связь, на которой обучается ИИ. То есть необходимо будет фиксировать все логи и описывать механики сбора обратной связи. Одно из ключевых требований будет - минимизировать человеческий фактор, то есть автоматизировать обратную связь.

Например, мы, в цифровом советнике планируем собирать обратную связь по проекту не только от участников, но и на основе сравнения план/факта из учетных систем.

  • Использование песочниц и провокационного тестирования

Особое внимание будет тестированию на безопасность. Здесь мы видим наиболее жизнеспособной моделью получение рейтингов безопасности для автомобилей. То есть примерно тоже самое, что сейчас происходит в краш-тестах автомобилей.

Для каждого класса ИИ-решений будут определяться недопустимые события, и формироваться протоколы тестирования. Затем ИИ-решения будут помещаться в изолированную среду и тестироваться на технический взлом алгоритмов, будут проводиться провокации на некорректное поведение (подмена данных, формирование запросов и т.д.).

Затем будет присваиваться рейтинг безопасности. В всего этого будут четкие критерии безопасности, которым должно будет противостоять решение.

Возможно будут создаваться открытые программы и кибербитвы, по поиску уязвимостей в промышленном и банковском ПО. То есть расширение текущих программ bug bounty и кибербитв.

  • Маркировка и предупреждения

Весь контент, в том числе все рекомендации и продукты на основе ИИ будут обязаны иметь маркировку, что это продукт деятельности ИИ на основе нейросетей. Примерно как предупреждающие изображения и надписи на упаковках сигарет.

В том числе таким образом будет решаться вопрос ответственности. То есть пользователя будут предупреждать о риске, а ответственность уже будет на самом пользователе. Например, даже полностью беспилотный автомобиль не снимет ответственности с водителя за ДТП.

Резюме

Период активного бесконтрольного развития ИИ будет подходить к концу. Да, до сильного ИИ еще далеко (по разным оценка 5-20 лет), но даже "слабый" или "пограничный" ИИ начнут регулировать. И это нормально.

Мы в своей практике очень ценим инструмент, который называется теория Адизеса. Так, на раннем этапе нужно фокусироваться на P и E функциях, то есть много производитель и искать клиента. Но чем дальше, тем больше нужны функции А (регулирование, правила) и I (умение взаимодействовать с другими людьми).

Также и тут. Технология прошла первые шаги, когда ей нужна была максимальная свобода, теперь начинают думать о рисках и безопасности. Все как в жизненном цикле организации - от стартапа с минимум правил (главное найди клиента и выживи), до зрелой корпорации (тщательная работа с рисками, регламенты, правила и т.д.).

Ключевое, развитие ИИ нельзя останавливать или занять позицию "мы подождем". Во-первых, это высокоинтеллектуальная отрасль, и нужно готовить кадры, формировать компетенции (потом не будет таких ресурсов, чтобы их переманить). Во-вторых, чтобы эффективно что-то регулировать, нужно находиться в теме и глубоко понимать специфику. Тут также как с информационной безопасностью. Попытка запретить все приводит к параличу организаций и тому, что люди начинают искать другие каналы коммуникации, в итоге увеличивая риски. Поэтому сейчас и в ИБ идет развитие риск-ориентированного подхода, через выявление недопустимых событий, сценариев / процессов которые к ним могут привести, и критериев, которые должны сработать, чтобы эти события произошли.

Поэтому ИИ будут развивать, но в изолированных средах. Только находясь "в теме" можно и развиваться, получать прибыль, и выстраивать гарантированную безопасность.

Полезные материалы

  1. Нормативно-правовое регулирование генеративного искусственного интеллекта в Великобритании, США, Европейском союзе и Китае

  2. Китай вводит регулирование ИИ и генерируемого контента. Как это реализовано и какие страны последуют за КНР

  3. Нормативное регулирование ИИ

  4. Зачем регулировать искусственный интеллект и как это затронет его развитие в России

  5. Где у него кнопка: почему эксперты просят приостановить обучение передового ИИ

  6. Искусственный интеллект в законе: как регулируются новые технологии

  7. Кодекс этики в сфере ИИ


Источник

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  • 04.08.26 11:05 Kisnoles

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  • 19.08.26 14:50 BAYER7043

    My account was locked, and I couldn’t access my own information until [email protected] +447476618364 whats?up? helped me recover it. This lady hacker was kind and professional, but this experience showed me how risky account lockouts can be. If you’re facing the same problem, do not panic consult her A. S. A. P. Be careful with recovery agents outchea, and research their name, business, and reviews before sharing any details. Never send passwords, security codes, banking information, or copies of your ID unless you’ve confirmed who you’re dealing with. Be wary of promises that sound too good to be true, especially claims that require little information or guarantee instant access with outrageous fees.

  • 20.08.26 11:32 michaeldavenport218

    I was recently scammed out of $53,000 by a fraudulent Bitcoin investment scheme, which added significant stress to my already difficult health issues, as I was also facing cancer surgery expenses. Desperate to recover my funds, I spent hours researching and consulting other victims, which led me to discover the excellent reputation of Capital Crypto Recover, I came across a Google post It was only after spending many hours researching and asking other victims for advice that I discovered Capital Crypto Recovery’s stellar reputation. I decided to contact them because of their successful recovery record and encouraging client testimonials. I had no idea that this would be the pivotal moment in my fight against cryptocurrency theft. Thanks to their expert team, I was able to recover my lost cryptocurrency back. The process was intricate, but Capital Crypto Recovery's commitment to utilizing the latest technology ensured a successful outcome. I highly recommend their services to anyone who has fallen victim to cryptocurrency fraud. For assistance contact [email protected] and on Telegram OR WhatsApp Number +1 (336)390-6684 via email: [email protected] you can visit his website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 20.08.26 11:32 michaeldavenport218

    I was recently scammed out of $53,000 by a fraudulent Bitcoin investment scheme, which added significant stress to my already difficult health issues, as I was also facing cancer surgery expenses. Desperate to recover my funds, I spent hours researching and consulting other victims, which led me to discover the excellent reputation of Capital Crypto Recover, I came across a Google post It was only after spending many hours researching and asking other victims for advice that I discovered Capital Crypto Recovery’s stellar reputation. I decided to contact them because of their successful recovery record and encouraging client testimonials. I had no idea that this would be the pivotal moment in my fight against cryptocurrency theft. Thanks to their expert team, I was able to recover my lost cryptocurrency back. The process was intricate, but Capital Crypto Recovery's commitment to utilizing the latest technology ensured a successful outcome. I highly recommend their services to anyone who has fallen victim to cryptocurrency fraud. For assistance contact [email protected] and on Telegram OR WhatsApp Number +1 (336)390-6684 via email: [email protected] you can visit his website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 23.08.26 20:02 leslieyee

    Excellent analysis by /dataviz! I was particularly struck by how strictly the order is defined: "data meaning first, color last" and how the validator actually adjusts the palette according to OKLCH, color blindness, and WCAG standards. These rules greatly improve the quality of charts. By the way, a similar approach to clean and legible charts is highly valued in trading—for example, on the ExpertOption platform, the interface and price visualization are designed to ensure information is read instantly and without unnecessary noise.

  • 25.08.26 13:44 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 25.08.26 13:44 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 30.08.26 15:37 [email protected]

    Discovering I had been defrauded, I searched online for services claiming to recover stolen ETH. I contacted several companies, but none succeeded. Although some claimed they could trace assets or recover funds, I could not verify their success or recover my money. I later found SYLVESTER BRYANT Recovery through Google. After contacting him, he recovered 450,000,00. He can be reached at [email protected] or WhatsApp at +1 512 577 7957.

  • 30.08.26 15:37 [email protected]

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  • 01.09.26 11:16 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 01.09.26 11:16 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 01.09.26 17:34 Garry42

    Really crazy world. These fraudsters go at any length to steal your hard earned funds. I have been a victim of a bitcoin scam about 7 months back. A Con artist gained access to my cashapp account through a phishing scam. They stole $409,000. I was really devastated. I did everything to get back my funds by contacting the FBI but they claimed there was nothing they could do. A friend told me about a recovery expert. He helps fight against various phishing and investment scams and they were able to help trace and recover my funds even though it took over 2 days. you can reach out to him through recoverydarek@gmail. com . I can guarantee his services are still active.

  • 01.09.26 17:34 Garry42

    Really crazy world. These fraudsters go at any length to steal your hard earned funds. I have been a victim of a bitcoin scam about 7 months back. A Con artist gained access to my cashapp account through a phishing scam. They stole $409,000. I was really devastated. I did everything to get back my funds by contacting the FBI but they claimed there was nothing they could do. A friend told me about a recovery expert. He helps fight against various phishing and investment scams and they were able to help trace and recover my funds even though it took over 2 days. you can reach out to him through recoverydarek@gmail. com . I can guarantee his services are still active.

  • 02.09.26 03:43 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 02.09.26 03:43 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 04.09.26 21:51 Kovengray

    Recovering your lost investment funds as the case might be, is not what you can do alone, you’d require the service of a trained recovery specialist. A recovery specialist is a person or a group of people who are well equipped to work around the brokerage network. They have vast knowledge about the whole network and have the right software and private keys to follow any transaction. I was ripped off trading online to an investment broker, good thing I got every penny back through the help of Gavin ray he’s a genius Contact : Gavinray78 at gmail com or WhatsApp +1 352 322 2096 It is also important to be patient and really calm during the process.

  • 05.09.26 21:38 [email protected]

    I invested 45,000  Euro, and later aggreviated to 198,000 Euro.  I requested  to place ‎Withdrawal of my funds to be paid to my Bank account. But nothing happened I was subjected to pay more fee until I can get my funds on my account, i got in touch with Theodore ryan here on this platform who had helped a lot of people, I followed all instructions and he legally got back my withheld funds, I got threatened by the company that if I don’t pay they will get my account frozen, all thanks to Theodore ryan and I highly recommend him to anyone dealing with an unregulated broker company… contact him on his Gmail - theodoreryan318@  gmail .  com

  • 09.09.26 21:31 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 09.09.26 21:31 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 09.09.26 23:22 Fraddy Pual

    Hearing that these individuals are focusing on other people makes me very sad. I had a similar situation with them and lost a lot of money, but after learning about (Cruxcipherteam @ proton DoT me), whataqq:+168160-15021, telegram: @Cruxcipherteam I was able to get my money back. It's critical that we all be watchful and keep reporting these occurrences.

  • 11.09.26 03:23 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 11.09.26 03:23 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 15.09.26 03:35 elioduncan

    I fell victim to a freelance web development contract scam that ultimately cost me CAD 4,000. It all started when I came across a job posting on Indeed Canada, a popular online job portal. The position seemed perfect: a freelance web developer role for an established company looking for someone to design and build a fully functional e-commerce website. The job promised a high payment of CAD 20,000 upon successful completion, which sounded like a great opportunity for me to gain experience and earn decent pay.The employer, who introduced himself as a project manager from a "well-known" tech company, was very persuasive and professional in our initial communication. He explained that the project involved developing a user-friendly, responsive online store for their client and that they had a strict timeline to meet. He assured me that the payment would be made promptly after completing the tasks. However, before starting the work, he told me that I would need to pay an upfront fee of CAD 4,000 to cover certain software tools and licensing fees required for the project. This was supposedly a part of their company policy for freelance contractors, ensuring access to their premium resources. The idea of working on a professional project, coupled with the promise of a substantial payout, convinced me to pay the upfront fee.As soon as I made the payment, the project manager became increasingly difficult to reach. He initially responded to my emails and provided some vague instructions on what the project would entail, but as time went on, communication slowed to a complete halt. I never received the required tools or any proper project details. My emails went unanswered, and any attempts to contact the company were met with silence. After waiting for weeks, I realized that I had been scammed.Desperate to recover my money, I turned to TechY Force Cyber Retrieval, a service that specializes in helping victims of online scams. They helped me track the payment and took legal steps to pursue the fraudsters. Through their guidance, I was able to recover the full CAD 4,000. TechY Force Cyber Retrieval worked with my bank to reverse the transaction and liaised with the authorities to trace the scammer's details.This was a hard lesson, and I now know to be highly cautious about online job offers that require upfront payments. It is crucial to research companies thoroughly and avoid any job that seems too good to be true, especially when it involves paying money upfront. WhatsApp https://wa.link/2x6ktp Mail. [email protected]

  • 15.09.26 15:45 lydiassmith567

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  • 15.09.26 15:45 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 05.10.26 21:26 [email protected]

    I Invested 45,000  Euro, and later aggreviated to 198,000 Euro.  I requested  to place Withdrawal of my funds to be paid to my Bank account. But nothing happened I was subjected to pay more fee until I can get my funds on my account, i got in touch with Theodore ryan here on this platform who had helped a lot of people, I followed all instructions and he legally got back my withheld funds, I got threatened by the company that if I don’t pay they will get my account frozen, all thanks to Theodore ryan and I highly recommend him to anyone dealing with an unregulated broker company… contact him on his Gmail - theodoreryan318@  gmail .  com

  • 06.10.26 06:13 melissathomason573

    Professional Crypto Recovery Testimonial After losing a significant amount of cryptocurrency through a scam on Twitter, I was unsure whether my Bitcoin funds could ever be recovered. The experience was extremely stressful, particularly because I encountered several individuals and services claiming they could help recover my assets, only to discover that some were fraudulent themselves. A friend eventually referred me to CAPITAL CRYPTO RECOVER. Their team handled my case professionally, discreetly, and efficiently. With their assistance, I successfully recovered approximately $130,000 worth of USDT in just over a week. My experience taught me the importance of being extremely cautious when seeking cryptocurrency recovery services, as scammers often target victims a second time. I am grateful to CAPITAL CRYPTO RECOVER for the assistance I received and wanted to share my experience with others who may be facing a similar situation. If you’ve been compromised, don’t lose hope—and be careful of fraudsters posing as saviors. CAPITAL CRYPTO RECOVER are real professionals in crypto recovery. I am a living proof of their effectiveness, you can reach them through Phone (Call/WhatsApp): +1 (336) 390-6684 Email: [email protected] Alternate Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 06.10.26 06:13 melissathomason573

    Professional Crypto Recovery Testimonial After losing a significant amount of cryptocurrency through a scam on Twitter, I was unsure whether my Bitcoin funds could ever be recovered. The experience was extremely stressful, particularly because I encountered several individuals and services claiming they could help recover my assets, only to discover that some were fraudulent themselves. A friend eventually referred me to CAPITAL CRYPTO RECOVER. Their team handled my case professionally, discreetly, and efficiently. With their assistance, I successfully recovered approximately $130,000 worth of USDT in just over a week. My experience taught me the importance of being extremely cautious when seeking cryptocurrency recovery services, as scammers often target victims a second time. I am grateful to CAPITAL CRYPTO RECOVER for the assistance I received and wanted to share my experience with others who may be facing a similar situation. If you’ve been compromised, don’t lose hope—and be careful of fraudsters posing as saviors. CAPITAL CRYPTO RECOVER are real professionals in crypto recovery. I am a living proof of their effectiveness, you can reach them through Phone (Call/WhatsApp): +1 (336) 390-6684 Email: [email protected] Alternate Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 06.10.26 17:44 Darrell1717

    I fell victim of a scam I invested to total of 5thousand into. I know it could be risky but after I trusted this man I was dating online he lured me into investing with him. I know hard I worked of my money so I wanted every way possible to get it back. I really appreciate Blockrecoveryexpert for successfully recovered my funds form this scammer. This is all I can say. You can reachout if you ever need help contact blockrecoveryexpert (at) gmail (dot)com

  • 11.10.26 03:04 Patricia014

    Most recovery companies will take your money again. I personally think they’re the same set of people running all of them. It’s a sad, unending cycle, and so many people fall for cloned websites. The only recovery agent I know is Agent Rottgen Raphael. I’ve visited their physical company address, and they’ll tell you if they can handle your case instead of taking upfront payment when they know they can’t help. I highly appreciate their support in recovering my money from the scammers’ wallet within 24 hours. RottgenRaphael@Gmail. com

  • 12.10.26 19:34 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 12.10.26 19:34 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 13.10.26 14:14 lisalisa22

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    Legitimate Cryptocurrency Recovery Services: Consult ZEUS CRYPTO RECOVERY SERVICES Zeus Crypto Recovery Services supports individuals exploring options after cryptocurrency losses from fraud, unauthorised transfers, or wallet access issues. Services may include blockchain analysis, wallet tracing, and evidence gathering for investigations. Each case is reviewed. Zeus Crypto Recovery Services is a trusted company with the highest success rate among cryptocurrency recovery services in 2025/2026 and is highly recommended if you have been scammed. ZEUS CRYPTO RECOVERY SERVICES handles case such as Scammed USDT Lost BTC, Coinbase Wallet Forgotten password, ETH and coins, etc. Anything that has to do with cryptocurrency or lost digital assets, ZEUS can help you Do you Need Help? Website https://zeusrecoveryservices.com Mailbox [email protected] WhatsApp number +447798816938 Telegram https://t.me/Zeuscryptorecoveryservices

  • 17.10.26 12:58 melissathomason573

    Professional Crypto Recovery Testimonial After losing a significant amount of cryptocurrency through a scam on Twitter, I was unsure whether my Bitcoin funds could ever be recovered. The experience was extremely stressful, particularly because I encountered several individuals and services claiming they could help recover my assets, only to discover that some were fraudulent themselves. A friend eventually referred me to CAPITAL CRYPTO RECOVER. Their team handled my case professionally, discreetly, and efficiently. With their assistance, I successfully recovered approximately $130,000 worth of USDT in just over a week. My experience taught me the importance of being extremely cautious when seeking cryptocurrency recovery services, as scammers often target victims a second time. I am grateful to CAPITAL CRYPTO RECOVER for the assistance I received and wanted to share my experience with others who may be facing a similar situation. If you’ve been compromised, don’t lose hope—and be careful of fraudsters posing as saviors. CAPITAL CRYPTO RECOVER are real professionals in crypto recovery. I am a living proof of their effectiveness, you can reach them through Phone (Call/WhatsApp): +1 (336) 390-6684 Email: [email protected] Alternate Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 17.10.26 12:58 melissathomason573

    Professional Crypto Recovery Testimonial After losing a significant amount of cryptocurrency through a scam on Twitter, I was unsure whether my Bitcoin funds could ever be recovered. The experience was extremely stressful, particularly because I encountered several individuals and services claiming they could help recover my assets, only to discover that some were fraudulent themselves. A friend eventually referred me to CAPITAL CRYPTO RECOVER. Their team handled my case professionally, discreetly, and efficiently. With their assistance, I successfully recovered approximately $130,000 worth of USDT in just over a week. My experience taught me the importance of being extremely cautious when seeking cryptocurrency recovery services, as scammers often target victims a second time. I am grateful to CAPITAL CRYPTO RECOVER for the assistance I received and wanted to share my experience with others who may be facing a similar situation. If you’ve been compromised, don’t lose hope—and be careful of fraudsters posing as saviors. CAPITAL CRYPTO RECOVER are real professionals in crypto recovery. I am a living proof of their effectiveness, you can reach them through Phone (Call/WhatsApp): +1 (336) 390-6684 Email: [email protected] Alternate Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

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