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Крах Builder.ai: как «революционный ИИ-стартап» оказался скамом из сотен программистов из Индии

В мае 2025 года на рынке ИИ-стартапов разразился грандиозный скандал. Компания Builder.ai, на пике оцененная в $1,5 млрд и получившая инвестиции в размере $450 млн от таких гигантов как Microsoft, Softbank и Катарский инвестиционный фонд, объявила о банкротстве.

Речь идет о потенциально самом масштабном мошенничестве на рынке ИИ-стартапов. Согласно расследованию The Wall Street Journal, Builder.ai, якобы создавшая революционную нейросеть Natasha, на самом деле много лет выдавала за инновационную технологию ручной труд нескольких сотен индийских программистов. Как только правда всплыла наружу, компанию ждал крах.

Золотые обещания и взлет Builder.ai

Британский стартап Builder.ai появился на рынке в 2016 году с соблазнительным обещанием - произвести революцию в разработке программного обеспечения с помощью искусственного интеллекта, сделав создание приложений для смартфонов настолько простым, что его смогут освоить даже люди без навыков программирования.

Генеральный директор компании Сачин Дев Дуггал называл себя «главным Волшебником» и обещал, что все скоро научатся создавать приложения в 6 раз быстрее и на 70% дешевле, чем при обычной разработке. Помочь в этом должна была революционная нейросеть компании Natasha, которая якобы была настолько мощной, что могла автоматизировать весь процесс разработки.

Обещание Builder.ai выглядело настолько привлекательным в условиях гонки ИИ, что компания сразу привлекла внимание крупных инвесторов, готовых вложить сотни миллиардов долларов в ее развитие.

К 2023 году Builder.ai достигла статуса единорога с оценкой, превышающей $1,5 млрд. Microsoft сделала стратегические инвестиции и интегрировала Builder.ai в собственный сервис Teams, предоставив стартапу доступ к 280 млн пользователей в месяц. Технологический гигант даже объявил о планах по интеграции платформы Builder.ai с Azure и своими службами ИИ.

Как сообщает Bloomberg, в общей сложности Builder.ai привлек $450 млн финансирования от крупных инвесторов, среди которых помимо Microsoft оказались Softbank, Катарский инвестиционный фонд, IFC, Джеффри Катценберг, WndrCo, Lakestar. В 2024 году компания Viola Credit предоставила Builder.ai $50 млн в долг.

Builder.ai выросла с 200 сотрудников в 2020 году до 770 к началу 2025 года и открыла офисы в пяти юрисдикциях: в Великобритании, США, ОАЭ, Сингапуре, Франции и Индии. Ежедневно компания расходовала примерно $500 тыс. и к 2025 году накопила $115 млн долгов.

Раскрытие обмана и махинаций с бухгалтерией

Первый красный флаг появился в 2019 году, когда The Wall Street Journal опубликовал собственное расследование. Выводы были убийственными: хваленый ИИ Builder.ai был только фасадом. За революционной «нейросетью» Natasha и обещаниями автоматизации скрывались сотни разработчиков-людей из Индии, вручную кодировавших то, что продавалось как «магия на основе ИИ».

Хваленый ИИ компании оказался фейком - клиенты платили повышенные цены за ручную сборку кода, а его качество при этом оставляло желать лучшего и зачастую не соответствовало ожиданиям. Ничего создать автономно Natasha, разумеется, не могла.

Однако несмотря на опубликованное журналистское расследование, инвесторы продолжали вкладывать деньги в компанию. Шумиха вокруг ИИ была слишком сильной, а маркетинг Builder.ai оказался слишком убедительным, компании и крупные инвесторы боялись упустить выгоду и отстать в гонке ИИ.

Тем временем проблемы Builder.ai нарастали, как снежный ком. В компании процветало финансовое мошенничество. Так, внутренние расследования в Builder.ai выявили, что бухгалтера компании регулярно и преднамеренно завышали финансовые показатели, чтобы демонстрировать рост в отчетностях.

Согласно расследованию Bloomberg, Builder.ai и индийская компания VerSe Innovation регулярно выставляли друг другу счета на схожие суммы, фактически не оказывая услуг. Это - классическая схема «кругового обмена», призванная искусственно завышать цифры продаж.

Самое примечательное, что Builder.ai работала без финансового директора с июля 2023 года. В этот период компания привлекала сотни миллионов долларов, не имея высшего руководителя, контролирующего финансовые операции.

В феврале 2025 года основатель Builder.ai Сачин Дев Дуггал ушел с поста генерального директора, но сохранил статус «Главного волшебника» и место в совете директоров компании. Его преемник Манприт Ратиа сразу же обнаружил истинные масштабы финансовой катастрофы.

Крах Builder.ai - звоночек для рынка ИИ-стартапов

Конец наступил в мае 2025-го, когда Viola Credit, которая одолжила Builder.ai $50 млн в 2024 году, обнаружила мошенничество с финансами компании и изъяла $37 млн со счетов Builder.ai, оставив только $5 млн на ограниченных индийских счетах компании.

После этого Builder.ai уволила большую часть сотрудников и была вынуждена объявить о банкротстве. Как ожидается, компания скоро начнет процедуру банкротства во всех пяти юрисдикциях, где она работает. При этом процедура банкротства в Британии отличается от процедуры банкротства в США. В Британии дела о банкротстве обычно курирует назначенный судом администратор, который работает напрямую с кредиторами, минуя действующих управляющих. В США управляющие остаются на своих местах, и любые важные решения, такие как продажа активов или получение займов, должны быть одобрены федеральным судьёй. Обе эти системы обычно требуют, чтобы кредиторы голосовали за планы по реорганизации.

История с Builder.ai стала предупреждением для рынка - слепое следование за бумом ИИ может привести к значительным потерям. Выход ChatGPT заставил инвесторов активно искать следующие многомиллиардные истории успеха. Этим и воспользовался Builder.ai, чтобы привлечь крупных инвесторов и дальше уже расти исключительно на репутации инновационного стартапа, на самом деле не предоставляя никакой революционной технологии. Это история преднамеренного обмана, а не ошибки, приведшей к финансовому краху перспективного «единорога». Возможно, эта история научит инвесторов более внимательно относиться к «золотым обещаниям» ИИ-стартапов, которые на фоне бума технологии растут и множатся, как грибы после дождя.

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  • 13.10.25 01:11 elizabethrush89

    God bless Capital Crypto Recover Services for the marvelous work you did in my life, I have learned the hard way that even the most sensible investors can fall victim to scams. When my USD was stolen, for anyone who has fallen victim to one of the bitcoin binary investment scams that are currently ongoing, I felt betrayal and upset. But then I was reading a post on site when I saw a testimony of Wendy Taylor online who recommended that Capital Crypto Recovery has helped her recover scammed funds within 24 hours. after reaching out to this cyber security firm that was able to help me recover my stolen digital assets and bitcoin. I’m genuinely blown away by their amazing service and professionalism. I never imagined I’d be able to get my money back until I complained to Capital Crypto Recovery Services about my difficulties and gave all of the necessary paperwork. I was astounded that it took them 12 hours to reclaim my stolen money back. Without a doubt, my USDT assets were successfully recovered from the scam platform, Thank you so much Sir, I strongly recommend Capital Crypto Recover for any of your bitcoin recovery, digital funds recovery, hacking, and cybersecurity concerns. You reach them Call/Text Number +1 (336)390-6684 His Email: [email protected] Contact Telegram: @Capitalcryptorecover Via Contact: [email protected] His website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 01:15 tyleradams

    Hi. Please be wise, do not make the same mistake I had made in the past, I was a victim of bitcoin scam, I saw a glamorous review showering praises and marketing an investment firm, I reached out to them on what their contracts are, and I invested $28,000, which I was promised to get my first 15% profit in weeks, when it’s time to get my profits, I got to know the company was bogus, they kept asking me to invest more and I ran out of patience then requested to have my money back, they refused to answer nor refund my funds, not until a friend of mine introduced me to the NVIDIA TECH HACKERS, so I reached out and after tabling my complaints, they were swift to action and within 36 hours I got back my funds with the due profit. I couldn’t contain the joy in me. I urge you guys to reach out to NVIDIA TECH HACKERS on their email: [email protected]

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 14.10.25 08:46 robertalfred175

    CRYPTO SCAM RECOVERY SUCCESSFUL – A TESTIMONIAL OF LOST PASSWORD TO YOUR DIGITAL WALLET BACK. My name is Robert Alfred, Am from Australia. I’m sharing my experience in the hope that it helps others who have been victims of crypto scams. A few months ago, I fell victim to a fraudulent crypto investment scheme linked to a broker company. I had invested heavily during a time when Bitcoin prices were rising, thinking it was a good opportunity. Unfortunately, I was scammed out of $120,000 AUD and the broker denied me access to my digital wallet and assets. It was a devastating experience that caused many sleepless nights. Crypto scams are increasingly common and often involve fake trading platforms, phishing attacks, and misleading investment opportunities. In my desperation, a friend from the crypto community recommended Capital Crypto Recovery Service, known for helping victims recover lost or stolen funds. After doing some research and reading multiple positive reviews, I reached out to Capital Crypto Recovery. I provided all the necessary information—wallet addresses, transaction history, and communication logs. Their expert team responded immediately and began investigating. Using advanced blockchain tracking techniques, they were able to trace the stolen Dogecoin, identify the scammer’s wallet, and coordinate with relevant authorities to freeze the funds before they could be moved. Incredibly, within 24 hours, Capital Crypto Recovery successfully recovered the majority of my stolen crypto assets. I was beyond relieved and truly grateful. Their professionalism, transparency, and constant communication throughout the process gave me hope during a very difficult time. If you’ve been a victim of a crypto scam, I highly recommend them with full confidence contacting: 📧 Email: [email protected] 📱 Telegram: @Capitalcryptorecover Contact: [email protected] 📞 Call/Text: +1 (336) 390-6684 🌐 Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 15.10.25 18:07 crypto

    Cryptocurrency's digital realm presents many opportunities, but it also conceals complex frauds. It is quite painful to lose your cryptocurrency to scam. You can feel harassed and lost as a result. If you have been the victim of a cryptocurrency scam, this guide explains what to do ASAP. Following these procedures will help you avoid further issues or get your money back. Communication with Marie ([email protected] and WhatsApp: +1 7127594675) can make all the difference.

  • 15.10.25 21:52 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 15.10.25 21:52 harristhomas7376

    "In the crypto world, this is great news I want to share. Last year, I fell victim to a scam disguised as a safe investment option. I have invested in crypto trading platforms for about 10yrs thinking I was ensuring myself a retirement income, only to find that all my assets were either frozen, I believed my assets were secure — until I discovered that my BTC funds had been frozen and withdrawals were impossible. It was a devastating moment when I realized I had been scammed, and I thought my Bitcoin was gone forever, Everything changed when a close friend recommended the Capital Crypto Recover Service. Their professionalism, expertise, and dedication enabled me to recover my lost Bitcoin funds back — more than €560.000 DEM to my BTC wallet. What once felt impossible became a reality thanks to their support. If you have lost Bitcoin through scams, hacking, failed withdrawals, or similar challenges, don’t lose hope. I strongly recommend Capital Crypto Recover Service to anyone seeking a reliable and effective solution for recovering any wallet assets. They have a proven track record of successful reputation in recovering lost password assets for their clients and can help you navigate the process of recovering your funds. Don’t let scammers get away with your hard-earned money – contact Email: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 17.10.25 20:17 tyleradams

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  • 17.10.25 20:20 lindseyvonn

    Have you gotten yourself involved in a cryptocurrency scam or any scam at all? If yes, know that you are not alone, there are a lot of people in this same situation. I'm a Health Worker and was a victim of a cryptocurrency scam that cost me a lot of money. This happened a few weeks ago, there’s only one solution which is to talk to the right people, if you don’t do this you will end up being really depressed. I was really devastated until went on LinkedIn one evening after my work hours and i saw lots of reviews popped up on my feed about [email protected], I sent an email to the team who came highly recommended - [email protected] I started seeing some hope for myself from the moment I sent them an email. The good part is they made the entire process stress free for me, i literally sat and waited for them to finish and I received what I lost in my wallet

  • 17.10.25 20:22 richardcharles

    I would recommend NVIDIA TECH HACKERS to anyone that needs this service. I decided to get into crypto investment and I ended up getting my crypto lost to an investor late last year. The guy who was supposed to be managing my account turned out to be a scammer all along. I invested 56,000 USD and at first, my reading and profit margins were looking good. I started getting worried when I couldn’t make withdrawals and realized that I’ve been scammed. I came across some of the testimonials that people said about NVIDIA TECH HACKERS and how helpful he has been in recovering their funds. I immediately contacted him in his mail at [email protected] so I can get his assistance. One week into the recovery process the funds were traced and recovered back from the scammer. I can't appreciate him enough for his professionalism.

  • 17.10.25 20:23 stevekalfman

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  • 17.10.25 21:42 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 17.10.25 21:42 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 17.10.25 21:42 marcushenderson624

    Bitcoin Recovery Testimonial After falling victim to a cryptocurrency scam group, I lost $354,000 worth of USDT. I thought all hope was lost from the experience of losing my hard-earned money to scammers. I was devastated and believed there was no way to recover my funds. Fortunately, I started searching for help to recover my stolen funds and I came across a lot of testimonials online about Capital Crypto Recovery, an agent who helps in recovery of lost bitcoin funds, I contacted Capital Crypto Recover Service, and with their expertise, they successfully traced and recovered my stolen assets. Their team was professional, kept me updated throughout the process, and demonstrated a deep understanding of blockchain transactions and recovery protocols. They are trusted and very reliable with a 100% successful rate record Recovery bitcoin, I’m grateful for their help and highly recommend their services to anyone seeking assistance with lost crypto. Contact: [email protected] Phone CALL/Text Number: +1 (336) 390-6684 Email: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

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