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Грозят ли Binance вторичные санкции за обслуживание граждан России?

В начале мая Bloomberg сообщил о расследовании Отдела национальной безопасности Минюста США в отношении Binance Holdings Ltd. Материнскую компанию крупнейшей по объему торгов криптовалютной биржи Binance подозревают в несоблюдении санкций против РФ.

Ведомство намерено выяснить, позволяли ли должностные лица или компании Binance обходить россиянам санкции США и переводить деньги через свою торговую платформу. По имеющейся информации, на момент написания ни биржа, ни ее руководители не были обвинены в правонарушениях.

Наряду с этим, отслеживанием криптовалютных транзакций граждан РФ занялось Налоговое управление США совместно с аналитической фирмой Chainalysis и украинскими правоохранителями.

Binance в официальных комментариях неоднократно заявляла, что полностью соблюдает все американские и другие международные санкции. При этом торговая платформа имеет сложную корпоративную структуру со множеством юридических лиц в различных странах, а местоположение ее офисов и название компании, отвечающей за сохранность средств пользователей, неизвестны.

Несмотря на то, что обслуживание пользователей осуществляется на одном домене binance.com, за исключением граждан США и Бахрейна, их регистрация проводится через разные юридические лица. Таким образом россияне продолжают пользоваться услугами биржи предположительно посредством юрисдикций, не присоединившихся к санкциям.

И хотя с точки зрения локальных законодательств Украины, США и ЕС это нельзя считать нарушением, опрошенные эксперты заявили ForkLog о потенциальной угрозе наложения на биржу вторичных санкций со стороны этих государств.

С 2022 года ряд стран ввел санкции в отношении граждан РФ. В частности, власти США запретили американским криптовалютным компаниям проводить транзакции физических и юридических лиц, внесенных в черный список.

Кроме того, Палата представителей Конгресса США одобрила законопроект, позволяющий Минфину блокировать операции криптовалютных бирж с адресами лиц из санкционных списков.

Япония приказала криптобиржам соблюдать санкции против РФ. Также в законодательство страны внесены изменения для предотвращения переводов средств подсанкционными лицами третьей стороне.

Управление по финансовому надзору Великобритании выпустило извещение о том, что использование криптоактивов для нарушения или обхода экономических санкций является уголовным преступлением.

Финансовые учреждения Сингапура перестали проводить любые криптовалютные операции российских организаций. Также власти страны обязали лицензированные биткоин-биржи соблюдать финансовые санкции против РФ.

ЕС запретил криптокомпаниям предоставлять связанные с цифровыми активами услуги резидентам РФ, депозиты которых превышают сумму €10 000. Позднее Европарламент ввел полный запрет на обслуживание их криптовалютных кошельков на территории еврозоны и владение любым объемом таких активов.

Помимо этого, США и ЕС ввели санкции против ряда российских банков, фактически запретив переводы с выпущенных ими карт.

В марте 2022 года Binance прекратила поддержку транзакций с картами Visa и Mastercard, выпущенными российскими финансовыми учреждениями.

Позже в соответствии с европейскими санкциями биржа объявила об ограничениях для аккаунтов резидентов РФ, на которых общая стоимость криптоактивов превышает €10 000, разрешив им только вывод средств. В службе поддержки тогда уточнили, что доступ ограничат даже тем пользователям, которые находятся за рубежом, но использовали российские документы для верификации.

С марта 2023 года Binance запретила россиянам P2P-операции в долларах и евро.

В апреле СМИ со ссылкой на техподдержку Binance сообщили об отмене ограничений в €10 000 по сумме депозита для аккаунтов российских пользователей. Однако тогда представитель Binance заявил, что все текущие ограничения, связанные с санкциями в отношении граждан РФ, применяются платформой и ее юридическими лицами в Евросоюзе в полном объеме.

Также биржа без предварительного анонса вернула поддержку транзакций с картами российских банков, включая пластик платежных систем Visa и Mastercard. Ограничения ранее распространялись исключительно на криптофиатный сервис биржи.

При этом клиентам из различных регионов Binance сообщает разную информацию о предлагаемых услугах. Для пользователей, верифицированных по российским документам, доступны операции с рублевыми картами, в отличие от украинцев и незарегистрированных клиентов из других стран.

По данным «Кода Дурова», пополнение реализовано через платежный шлюз Qiwi. Издание сообщает, что вывод средств осуществляется с лимитом от 4300 до 200 000 рублей.

Комментируя эту информацию ForkLog, представитель Qiwi подчеркнул, что группа компаний «не имеет каких-либо договоров о сотрудничестве с платформой Binance, в том числе в области предоставления платежного шлюза». Тем не менее он отметил, что «подобно картам Visa, Mastercard и “Мир”, сервис Qiwi Кошелек используется частными лицами в качестве платежного инструмента самостоятельно или по своему усмотрению».

Как минимум в январе 2023 года внесение депозита в рублях было доступно через Qiwi Кошелек. Об этом свидетельствует один из пользовательских отзывов и соответствующий ответ службы поддержки платежной компании.

На странице фиатных депозитов Binance пополнение в рублях также доступно через платежные системы Advcash и Payeer.

Существующая с 2017 года Binance имеет непрозрачную и разветвленную корпоративную структуру. В частности, компания не раскрывает местоположение своих офисов и юрлицо, ответственное за хранение клиентских средств.

Подробнее ForkLog разбирал этот вопрос в специальном материале.

На текущий момент Binance обладает лицензиями и регистрациями в 17 юрисдикциях: Францию, Испанию, Италию, Польшу, Литву, Швецию, Кипр, Дубай и Абу-Даби (ОАЭ), Бахрейн, Казахстан, Южную Африку, Колумбию, Новую Зеландию, Австралию, Индонезию и Таиланд.

В каждой из этих стран учреждено одно или несколько местных юрлиц. Например, в Казахстане компания открыла дочернюю структуру BN KZ Technologies. Помимо этого биржа планирует до середины 2023 года запустить в стране локальную биткоин-биржу.

В Великобритании, согласно открытому реестру, под брендом Binance зарегистрировано 15 юрлиц, в Ирландии — восемь.

Американское подразделение Binance.US через компанию BAM Trading Services Inc. получило одобрение в 42 штатах США.

Компания также запустила центр обслуживания клиентов в Турции.

В Гонконге у Binance нет каких-либо специальных лицензий, однако зарегистрировано три компании. При этом в «Условиях использования» платформы при разрешении споров правового характера применяется законодательство именно этой юрисдикции.

В ряде стран Binance предоставляет услуги посредством регистрации через сторонние юрлица:

Все эти фирмы образуют запутанную и сложную структуру. Изучить и создать ее «карту» практически невозможно, в том числе из-за закрытого характера государственных реестров целого ряда релевантных юрисдикций. Однако данные из открытых источников дают возможность понять, насколько тесно переплетены отдельные субъекты группы.

Так, единственным владельцем вышеупомянутой BN KZ Technologies является зарегистрированная в Ирландии Binance (AP) Holdings Limited. Последняя полностью контролируется соучредителем и главой группы Binance Чанпэном Чжао.

Еще один пример — кипрская Binance Cyprus Limited. Ее директором является Джонатан Стюарт Фарнелл, который также числился одним из директоров зарегистрированной в Великобритании Binance Europe LTD.

Помимо этого, Фарнелл указан в качестве главы британского подразделения принадлежащей Binance платежной компании Bifinity и также зарегистрированной в Великобритании Binance Europe LTD.

Штаб-квартира Bifinity находится в Литве, что подтверждают документы, направленные регуляторам страны. До недавнего времени единственным держателем акций указанных компаний являлся Чжао.

В феврале 2022 года Binance Europe LTD уведомила британские надзорные органы, что глава группы перестал быть «лицом, обладающим значительным контролем». Тогда же этим субъектом объявили Binance (Services) Holdings Limited — одну из компаний, фигурирующих в иске Комиссии по срочной биржевой торговле США (CFTC).

Основное обслуживание клиентов осуществляется через домен binance.com. При этом в США и Бахрейне биржа предлагает услуги с отдельных доменов: binance.us и binance.bh соответственно.

В комментарии ForkLog представитель Binance отметил, что сейчас структура группы компаний претерпевает реструктуризацию в связи «с развитием бизнеса». Дополнительные заявления касательно этого он анонсировал в ближайшее время.

Граждане РФ с резиденством ЕЭЗ или Швейцарии могут использовать Binance через местные юрлица. Во всех остальных случаях, по словам экспертов, для обслуживания клиентов из РФ биржа использует компании за пределом ЕС и США.

Об этом, в частности, говорил и глава Binance KZ Жаслан Мадиев в интервью ForkLog. По его словам, россияне, имеющие ВНЖ в Казахстане с подтверждением места проживания, могут торговать на платформе без ограничений. Однако если в их отношении «возникают вопросы, связанные с санкциями, биржа в обязательном порядке соблюдает необходимые процедуры».

Партнер юридической фирмы Aurum Сергей Островский допустил, что Binance использует российскую структуру и офшорные компании для проведения транзакций с россиянами.

«Для P2P-транзакций им вообще не нужна отдельная структура, так как фиатные операции — банковские переводы — происходят напрямую между пользователями, а криптовалютные транзакции обрабатываются биржей самостоятельно», — объяснил он.

По предположению старшего юриста практики Технологий и инвестиций Juscutum Даниила Волощука, раньше российских пользователей обслуживала компания в структуре Binance, зарегистрированная в США или ЕС. Именно поэтому после введения санкций биржа оперативно начала ограничивать им доступ к своей платформе на разных уровнях: от введения лимитов на депозиты и выводы до блокировки карт, выпущенных на территории РФ.

«С того же момента Binance начала прорабатывать механизм передачи “ответственности” за российских пользователей в одну из своих (или third party) компаний, зарегистрированных в странах, не вводивших никаких санкций против РФ. После реализации этого перехода, с юридической точки зрения, вопрос взаимоотношений российских пользователей с Binance стал регулироваться правом той страны, в которой новое “ответственное” юридическое лицо осуществляет обслуживание российских пользователей», — уточнил Волощук.

Юрист добавил, что фактически это позволило продолжать проведение операций для россиян, соблюдая нормативные требования и не нарушая санкции, поскольку они не распространяются на отличную от ЕС/США юрисдикцию.

СЕО Manimama Legal & Growth Agency Анна Воеводина согласилась с тем, что текущая ситуация в целом не является нарушением законодательства США и ЕС.

«Эта лазейка до сих пор не закрыта и поэтому возможность обслуживать находящихся под санкциями клиентов существует. При этом пока не имеет значения, предоставляются ли услуги через одну платформу или одну и ту же документацию, как Terms of Use», — добавила она.

Вместе с тем CLO Crypto Neobank Trustee Plus Людмила Кукуету обратила внимание на юридические документы, согласно которым именуемые «Операторами Binance» юрлица формируют экосистему биржи и предоставляют услуги через платформу binance.com. Пользование данной платформой со стороны Операторов, по ее словам, должно осуществляться на определенных легальных правовых основаниях.

«В публичном доступе такой информации нет. Но если предположить, что собственником платформы является юрлицо, зарегистрированное в репутационной юрисдикции, которая подпадает под санкционные требования, то однозначно такая компания не имеет права передавать право пользования платформой юрлицам, которые не соблюдают санкционные требования», — полагает эксперт.

В любом случае, по мнению Кукуету, подобный подход является абсолютно недопустимым с точки зрения деловой репутации бизнеса, этики и морали ведения бизнеса.

Младший партнер юридической компании Emet law firm Арсен Данелян утверждает, что на данный момент многие российские пользователи криптобирж, являющиеся его клиентами, не ощутили критичного давления в связи с принятыми санкциями.

«К сожалению, были и пострадавшие. Например владельцы криптокошельков на зарегистрированных в ЕС площадках утратили к ним доступ. В большинстве случаев доступ удалось возобновить, установив VPN, либо предоставив иное, не российское резидентство», — сообщил он.

Санкции могут быть применены к группе компаний Binance как минимум на том основании, что она участвует или способствует обходу наложенных на РФ санкций, рассуждает Сергей Островский.

Потенциально, это может привести как к заморозке активов группы или некоторых компаний, так и финансовым и другим последствиям, включая запрет на проведение деятельности на конкретной территории или в отношении определенной категории лиц, закрытие банковских счетов и наложение штрафов.

Компании Binance, зарегистрированные за пределами Евросоюза и не оказывающие услуги гражданам ЕС, ответственности не несут. Последствия для европейских юридических лиц биржи могут различаться в зависимости от страны их регистрации и локального законодательства.

«Например, в Литве, где Binance имеет лицензию, действует закон “О международных санкциях”. Нарушающие его лица несут уголовную (лишение свободы) и административную (штрафы и лишение лицензии) ответственность», — объясняет Анна Воеводина.

В различных странах ЕС тюремные сроки и суммы штрафов также отличаются.

При этом, по словам Даниила Волощука, 2 декабря 2022 года на рассмотрение Европарламента поступило предложение по имплементации директивы ЕС. Она вводит единый стандарт для европейских резидентов по соблюдению санкционного режима и ответственности за его нарушение.

Главная проблема заключается в том, что, в отличие от США, практика по привлечению нерезидентов ЕС к ответственности за нарушение европейских санкций на текущий момент широко не применяется, рассказал Сергей Островский.

Однако юрист напомнил, что 6 октября 2022 года принят регламент Совета ЕС, который расширил перечень критериев для применения европейских санкций. В него включили физических и юридических лиц, способствующих обходу «украинского пакета» санкций, и связанных с ними лиц.

Он также сослался на регламент Совета ЕС от 2014 года, предписывающий заморозку средств (включая криптоактивы) и экономических ресурсов, принадлежащих или находящихся во владении лиц, к которым применяются санкции. Таким лицам также запрещается предоставлять какие-либо средства и экономические ресурсы.

«Есть мнение, что эта норма может стать формальным основанием для применения вторичных санкций Евросоюзом. Нужно отметить, что, в отличие от США, практики наложения вторичных санкций в ЕС также практически нет, поэтому сейчас сложно оценить, как эта норма будет применяться к нерезидентам и будет ли применяться вовсе», — заявил Островский.

Даниил Волощук считает, что привлечение к ответственности юридического лица Binance, зарегистрированного на территории ЕС, окажет репутационное влияние на прочие компании, входящие в экосистему биржи.

«Хотя юридически такие компании могут быть обособленными, они работают под одним брендом. Когда мы говорим, что к Binance применили какие-то ограничительные меры, обычный пользователь платформы не будет задумываться над тем, какое конкретно юридическое лицо Binance привлекли к ответственности», — объяснил он.

Кроме того, в зависимости от уровня и размера ответственности компания может понести финансовые убытки.

«Условно, если Binance запретят осуществлять деятельность на территории ЕС, это сильно отразится на общем финансовом потоке платформы, так как эти страны могут генерировать большую часть дохода, который распределяется на поддержку других структурных подразделений платформы», — полагает Волощук.

Добавим, что помимо Binance нарушить санкций ЕС и США предположительно могли биржи Huobi и Kucoin, поскольку принимали дебетовые карты российских банков. Криптовалютная компания Bittrex оштрафована на $29 млн за неоднократное нарушение американских санкций, оказывая услуги находящимся в Крыму лицам.

В октябре 2020 года Forbes сообщил об утечке датированной 2018 годом презентации, как утверждается «для высокопоставленных руководителей Binance Holdings Limited», с описанием «сложной корпоративной структуры, предназначенной для преднамеренного обмана регулирующих органов и тайного получения прибыли от криптоинвесторов в США».

По утверждению источника издания, документ создал бывший сотрудник Binance Гарри Чжоу, серийный предприниматель, который является соучредителем криптобиржи Koi Trading в Сан-Франциско, частично принадлежащей Binance.

Forbes сделал вывод, что Binance.US наладила операции в США, демонстрируя приверженность соблюдению регуляторных требований, и одновременно с этим принимая меры для перевода доходов в виде лицензионных сборов и прочего в материнскую компанию Binance. Все это время потенциальных клиентов учили обходить географические ограничения, утверждали авторы статьи.

После публикации Чанпэн Чжао опубликовал серию твитов с утверждениями, что история неверна и «Binance всегда действовала в рамках закона».

Позднее биржа направила иск авторам статьи, который впоследствии отозвала.

В январе 2022 года Reuters уличило Binance в утаивании информации от регуляторов. Агентство уточнило, что биржа, в частности, неоднократно пренебрегала процедурами KYC и действовала вопреки рекомендациям собственного отдела комплаенса.

По данным журналистов, по крайней мере в трех странах, включая Россию и Украину, Binance действовала вопреки собственному скорингу риска. Последним двум был присвоен «экстремальный» уровень. Такой рейтинг означает, что компания не должна обслуживать клиентов из этих юрисдикций.

Reuters, со ссылкой на имеющиеся документы, утверждает, что данные оценки были «вручную скорректированы» и уровень риска этих стран заменили на «высокий».

На вопрос о достоверности приведенной информации в Binance заявили, что компания не комментирует статьи в СМИ. По словам представителя биржи, ее внутренние рейтинги риска не являются статичными, а постоянно меняются. Скоринг зависит от ряда переменных, включая результаты встреч с государственными чиновниками, новые нормативные акты, действия конкурентов и другие.

В октябре того же года Reuters выпустило статью о том, что в 2018 году Чжао одобрил план по «изолированию» Binance от контроля со стороны властей США путем создания новой американской биржи.

Расследование основывалось на интервью примерно с 30 бывшими сотрудниками, консультантами и деловыми партнерами, а также на обзоре тысяч сообщений компании, электронных писем и документов, датированных периодом с 2017 по начало 2022 года.

Агентство выяснило, что согласно предложению CEO, новая биржа должна была отвлечь внимание регулирующих органов от основной платформы, будучи «координационным центром для запросов регулирующих органов». Руководители приступили к реализации плана, как показывают сообщения компании.

Публично Чжао заявил, что новая американская биржа под названием Binance.US является «полностью независимой организацией». На самом деле Чжао контролировал Binance.US, руководя его управлением из-за рубежа, согласно документам регулирующих органов от 2020 года, сообщениям компании и интервью с бывшими членами команды, с которыми ознакомилось агентство. Советник в сообщении руководству Binance назвал американскую биржу «де-факто дочерней компанией».

В марте 2023 года представители банковского комитета Сената США в лице Элизабет Уоррен, Криса ван Холлена и Роджера Маршалла направили Binance письмо с просьбой предоставить подробную информацию о политике KYC/AML и процедурах контроля за отмыванием денег.

При этом политики обвинили платформу в уклонении от регулирующих органов и взаимосвязях с преступниками, назвав ее «рассадником незаконной финансовой деятельности».

Чжао отверг обвинения, отметив, что основной приоритет платформы — защита интересов пользователей. По его словам, отправленное политиками письмо получено впервые. Компания предоставила сенаторам ответ, однако он почти не затронул финансовый аспект.

В том же месяце иск против Binance и Чанпэна Чжао подала CFTC. По мнению ведомства, платформа нарушила правила торговли деривативами, работая без соответствующей регистрации.

В пресс-релизе Комиссии действия платформы назвали «умышленным уклонением от законодательства США», а ее заявления о соблюдении правил — «фикцией». Регулятор утверждает, что Binance была осведомлена о том, что ее клиентами являются лица, находящиеся под санкциями.

CFTC заявила о наличии записей разговоров и другой документации от Чжао, а также существовании более 300 счетов, прямо или косвенно связанных с ним. Ведомство намерено добиться штрафов и запретов для компании и CEO.

Чжао прокомментировал новость твитом с цифрой «4». В его списке она означает «игнорировать FUD и фейковые новости».

Комментируя иск CFTC к Binance, юрист Сергей Островский назвал его «отличным примером американского правоприменения против нерезидентов, так как среди ответчиков не указан ни один резидент или компания США».

В мае Минфин США начал в отношении компании расследование по факту возможных нарушений санкций против РФ.

В том же месяце Reuters со ссылкой на источники сообщило, что Binance объединила средства клиентов с доходами компании в 2020 и 2021 годах в нарушение финансовых правил США, которые требуют, чтобы деньги клиентов хранились отдельно.

По данным агентства, биржа почти ежедневно переводила миллиарды долларов на счета компании в ныне обанкротившемся Silvergate Bank.

Согласно финансовому отчету, в 2021 году выручка Bifinity составила €680 млн, также она выплатила более €420 млн евро одной неназванной связанной стороне. Осведомленный источник идентифицировал последнюю как Binance Holdings.

Binance опровергла информацию агентства, заявив, что хранит «пользовательские и корпоративные средства в совершенно различных реестрах».

В начале июня в суд на Binance и Чанпэна Чжао подала SEC. Регулятор выдвинул 13 обвинений, включая незарегистрированные предложения и продажи токенов BNB и BUSD, продукты Simple Earn и BNB Vault и стейкинг. Также Комиссия упомянула отсутствие регистрации в качестве биржи, брокер-дилера или клирингового агентства у платформы binance.com и ее американского подразделения.

SEC запросила у суда заморозку цифровых активов, находящихся на хранении у Binance.US.

Биржа заявила о готовности «решительно» противостоять давлению регулятора.

В ответ на запрос ForkLog представитель Binance сослался на ранее сформулированную официальную позицию биржи.

«Binance следует глобальным санкционным правилам и применяет санкции к людям, организациям, юридическим лицам и странам, которые занесены международным сообществом в черный список, отказывая таким субъектам в доступе к платформе Binance», — заявил представитель биржи.

По его словам, все текущие ограничения, связанные с санкциями в отношении граждан РФ, применяются платформой и ее юридическими лицами в Евросоюзе в полном объеме.

«Юридическим лицам Binance, зарегистрированным в ЕС, запрещено предоставлять услуги в ЕС/ЕЭЗ физическим и юридическим лицам из РФ, за исключением граждан/резидентов ЕЭЗ, или Швейцарии. Доступ к платформе также запрещен пользователям из Крыма, “ДНР” и “ЛНР”. Не разрешается покупка и продажа долларов США и евро на P2P-платформе Binance гражданам и резидентам РФ, вне зависимости от национальности», – уточнили в компании.

Глобальный бизнес Binance осуществляется посредством организаций, зарегистрированных в различных юрисдикциях. Это позволяет компании сохранять операционную гибкость и, не нарушая прямым образом введенные против РФ санкции, продолжать обслуживать российских пользователей.

Вместе с тем непрозрачная юридическая структура биржи уже вызывает вопросы со стороны ряда регуляторов. Потенциально такие разбирательства чреваты наложением вторичных санкций, если вина Binance в содействии обхода ограничений будет доказана.

Конкретные последствия для биржи будут зависеть от результатов рассмотрения каждой претензии регуляторов и локального законодательства. По мнению экспертов, сложная корпоративная структура способна ослабить позицию торговой платформы в предстоящих судебных разбирательствах.

Влияние на пользователей Binance также должно рассматриваться в рамках конкретного дела. Среди возможных мер воздействия: заморозка активов биржи, запрет деятельности в определенной юрисдикции или в отношении конкретной категории лиц.

При этом непрозрачная структура, которая позволяет гражданам РФ пользоваться биржей, создает пропорциональные риски. В случае введения запрета на оказание им услуг или блокировки средств у российских пользователей не будет механизмов правовой защиты. Обслуживающие их юрисдикции не предоставляют гарантий, сопоставимых с существующими, например, в Евросоюзе.

Так или иначе привлечение к ответственности какого-либо юридического лица Binance окажет репутационное влияние на прочие компании, входящие в экосистему биржи. Потенциально это способно спровоцировать отток средств с платформы и привести к снижению ликвидности.

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  • 07.07.26 18:00 robertalfred175

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  • 07.07.26 18:01 robertalfred175

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  • 16.07.26 21:38 patricialovick86

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  • 30.07.26 00:04 Ahmed

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  • 04.08.26 11:05 Kisnoles

    Excellent analysis, thank you. I was particularly struck by how rigidly the skill sets the order: data processing and form come first, with color coming last. This really cures the habit of "first a pretty palette, then we'll figure it out." A palette validator using OKLCH + color blindness + WCAG is something most chart generators lack. And regarding the boundaries of competence, it's very clear. Where there's a self-checking loop (color), you delegate freely. Where there's a heuristic (form, data interpretation), you remain the final filter. This is a universal principle, not just for /dataviz. By the way, when you look at trading dashboards (including those of decent platforms like ExpertOption), it's immediately clear who thought about readability and who just threw in rainbow lines. Tools like this skill could greatly improve the quality of analytics. Thanks again for the detailed analysis – saved.

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  • 23.08.26 20:02 leslieyee

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  • 30.08.26 15:37 [email protected]

    Discovering I had been defrauded, I searched online for services claiming to recover stolen ETH. I contacted several companies, but none succeeded. Although some claimed they could trace assets or recover funds, I could not verify their success or recover my money. I later found SYLVESTER BRYANT Recovery through Google. After contacting him, he recovered 450,000,00. He can be reached at [email protected] or WhatsApp at +1 512 577 7957.

  • 01.09.26 11:16 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 01.09.26 11:16 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 01.09.26 17:34 Garry42

    Really crazy world. These fraudsters go at any length to steal your hard earned funds. I have been a victim of a bitcoin scam about 7 months back. A Con artist gained access to my cashapp account through a phishing scam. They stole $409,000. I was really devastated. I did everything to get back my funds by contacting the FBI but they claimed there was nothing they could do. A friend told me about a recovery expert. He helps fight against various phishing and investment scams and they were able to help trace and recover my funds even though it took over 2 days. you can reach out to him through recoverydarek@gmail. com . I can guarantee his services are still active.

  • 01.09.26 17:34 Garry42

    Really crazy world. These fraudsters go at any length to steal your hard earned funds. I have been a victim of a bitcoin scam about 7 months back. A Con artist gained access to my cashapp account through a phishing scam. They stole $409,000. I was really devastated. I did everything to get back my funds by contacting the FBI but they claimed there was nothing they could do. A friend told me about a recovery expert. He helps fight against various phishing and investment scams and they were able to help trace and recover my funds even though it took over 2 days. you can reach out to him through recoverydarek@gmail. com . I can guarantee his services are still active.

  • 02.09.26 03:43 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 02.09.26 03:43 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 04.09.26 21:51 Kovengray

    Recovering your lost investment funds as the case might be, is not what you can do alone, you’d require the service of a trained recovery specialist. A recovery specialist is a person or a group of people who are well equipped to work around the brokerage network. They have vast knowledge about the whole network and have the right software and private keys to follow any transaction. I was ripped off trading online to an investment broker, good thing I got every penny back through the help of Gavin ray he’s a genius Contact : Gavinray78 at gmail com or WhatsApp +1 352 322 2096 It is also important to be patient and really calm during the process.

  • 05.09.26 21:38 [email protected]

    I invested 45,000  Euro, and later aggreviated to 198,000 Euro.  I requested  to place ‎Withdrawal of my funds to be paid to my Bank account. But nothing happened I was subjected to pay more fee until I can get my funds on my account, i got in touch with Theodore ryan here on this platform who had helped a lot of people, I followed all instructions and he legally got back my withheld funds, I got threatened by the company that if I don’t pay they will get my account frozen, all thanks to Theodore ryan and I highly recommend him to anyone dealing with an unregulated broker company… contact him on his Gmail - theodoreryan318@  gmail .  com

  • 09.09.26 21:31 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 09.09.26 21:31 lisawerth897

    My Experience With Cryptocurrency — CAPITAL CRYPTO RECOVER I lost over $82,000 in Bitcoin after falling victim to a fraudulent online investment scheme. After realizing I had been scammed, I spent considerable time researching possible ways to recover my funds. During my research, I came across CAPITAL CRYPTO RECOVER and decided to contact them after reading their reported success record and encouraging client positive reviews and testimonials. Their team guided me through the recovery process, and I was grateful to successfully recover my lost cryptocurrency. The experience was challenging, but I appreciated the assistance and support I received throughout the process. I’m sharing my experience in the hope that it may encourage other victims to carefully research their options and verify any recovery service before proceeding. I will forever be thankful to you CAPITAL CRYPTO RECOVER 📧 [email protected] 🌐 Website: recovercapital.wixsite.com/capital-crypto-rec-1 📧 [email protected] 📞 Call/WhatsApp: +1 (336) 390-6684

  • 09.09.26 23:22 Fraddy Pual

    Hearing that these individuals are focusing on other people makes me very sad. I had a similar situation with them and lost a lot of money, but after learning about (Cruxcipherteam @ proton DoT me), whataqq:+168160-15021, telegram: @Cruxcipherteam I was able to get my money back. It's critical that we all be watchful and keep reporting these occurrences.

  • 11.09.26 03:23 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 11.09.26 03:23 kimberlyhebertt6877

    I invested in bitcoin trading After losing $78.4 USDT) linked to a romance fraud scam worth of cryptocurrency through an online investment platform and later discovered it was a scam. After extensive research for recovery options, I contacted CAPITAL CRYPTO RECOVER based on positive client reviews and recommendations. Their professional security team guided me through the recovery process using advanced technology, and I was able to recover my lost cryptocurrency successfully. I am truly grateful for their support and assistance during such a difficult experience. I will advise you to contact CAPITAL CRYPTO RECOVER helped me recover my funds. For anyone facing similar issues, Website: https://recovercapital.wixsite.com/capital-crypto-rec-1 Email: [email protected] Telegram: @Capitalcryptorecover Contact: [email protected] WhatsApp/Text Number: +1 (336) 390-6684

  • 15.09.26 03:35 elioduncan

    I fell victim to a freelance web development contract scam that ultimately cost me CAD 4,000. It all started when I came across a job posting on Indeed Canada, a popular online job portal. The position seemed perfect: a freelance web developer role for an established company looking for someone to design and build a fully functional e-commerce website. The job promised a high payment of CAD 20,000 upon successful completion, which sounded like a great opportunity for me to gain experience and earn decent pay.The employer, who introduced himself as a project manager from a "well-known" tech company, was very persuasive and professional in our initial communication. He explained that the project involved developing a user-friendly, responsive online store for their client and that they had a strict timeline to meet. He assured me that the payment would be made promptly after completing the tasks. However, before starting the work, he told me that I would need to pay an upfront fee of CAD 4,000 to cover certain software tools and licensing fees required for the project. This was supposedly a part of their company policy for freelance contractors, ensuring access to their premium resources. The idea of working on a professional project, coupled with the promise of a substantial payout, convinced me to pay the upfront fee.As soon as I made the payment, the project manager became increasingly difficult to reach. He initially responded to my emails and provided some vague instructions on what the project would entail, but as time went on, communication slowed to a complete halt. I never received the required tools or any proper project details. My emails went unanswered, and any attempts to contact the company were met with silence. After waiting for weeks, I realized that I had been scammed.Desperate to recover my money, I turned to TechY Force Cyber Retrieval, a service that specializes in helping victims of online scams. They helped me track the payment and took legal steps to pursue the fraudsters. Through their guidance, I was able to recover the full CAD 4,000. TechY Force Cyber Retrieval worked with my bank to reverse the transaction and liaised with the authorities to trace the scammer's details.This was a hard lesson, and I now know to be highly cautious about online job offers that require upfront payments. It is crucial to research companies thoroughly and avoid any job that seems too good to be true, especially when it involves paying money upfront. WhatsApp https://wa.link/2x6ktp Mail. [email protected]

  • 15.09.26 15:45 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

  • 15.09.26 15:45 lydiassmith567

    HIRE A HACKER YOUR STOLEN CRYPTO RECOVERY / BTC / USDT / ETH WITH THE HELP OF CAPITAL CRYPTO RECOVER. I want to share my experience publicly regarding cryptocurrency wallet recovery, I highly recommend you to contact CAPITAL CRYPTO RECOVER, a professional private investigator in the Bitcoin world. They have a certified expert security team specializing in Bitcoin Recovery Services and have helped many people worldwide recover their lost funds. My wife and I were defrauded by an online manipulator posing as an experienced crypto investment professional. We lost $9.2 Million Stolen BTC in cryptocurrency and were left feeling homeless. After spending hours searching for a reliable crypto recovery service, I discovered CAPITAL CRYPTO RECOVER online. By patiently explaining my situation to their team, I was able to recover all my funds. Remarkably, my money was returned to my wallet in less than 24 hours. I am extremely grateful to CAPITAL CRYPTO RECOVER for their excellent assistance—they truly were a godsend in my difficult situation. If you have fallen victim to a cryptocurrency scam, you can reach CAPITAL CRYPTO RECOVER through the following channels Email: [email protected] OR Call/WhatsApp: +1 (336) 390-6684 Contact: [email protected] Website: https://recovercapital.wixsite.com/capital-crypto-rec-1

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