Этот сайт использует файлы cookies. Продолжая просмотр страниц сайта, вы соглашаетесь с использованием файлов cookies. Если вам нужна дополнительная информация, пожалуйста, посетите страницу Политика файлов Cookie
Subscribe
Прямой эфир
Cryptocurrencies: 10705 / Markets: 97852
Market Cap: $ 3 656 009 937 047 / 24h Vol: $ 169 050 528 805 / BTC Dominance: 56.426936264095%

Н Новости

«Анонимности просто нет в повестке»: Сергей Шашев — о том, что изменит запуск государственной цифровой валюты

Одной из самых «горячих» тем 2022 года стали CBDC: многие страны приблизились к выпуску государственной цифровой валюты, которая призвана изменить наше представление о деньгах.

Новости о проектах CBDC в той или иной стране появляются чуть ли не каждую неделю. Однако подробности о том, как именно они будут работать и как повлияют на экономику, часто остаются за скобками.

В криптовалютном сообществе же цифровых валют скорее опасаются, называя чуть ли не «чистым злом». В то же время некоторые эксперты считают CBDC основой денежной системы будущего.

О том, для чего на самом деле нужны CBDC, как их выпуск отразится на рынке криптовалют и что они изменят для бизнеса и обычных людей, ForkLog узнал у Сергея Шашева — основателя Broxux и одного из лидеров комьюнити блокчейна Everscale, на базе которого уже реализуют несколько проектов национальной цифровой валюты.

ForkLog (FL): Является ли внедрение CBDC неизбежным для мировой денежной системы? Если да, то сколько времени может занять этот процесс?

Сергей Шашев (С.Ш.): Про неизбежность — вопрос философский, я смотрю с точки зрения трендов. С момента начала этого года резко изменились геополитические условия, начался военный конфликт, и количество стран, которые допускают пилотный проект в области CBDC, удвоилось. Как и увеличилось количество стран, которые проводят исследования в этом направлении.

Есть специальный сервис, согласно которому уже две трети стран имеют в повестке цифровую валюту. В 47 государствах проводят пилотные проекты, и 4 страны уже внедряют CBDC. 15 стран близки к этому, из них с пятью мы ведем переговоры по участию.

FL: В чем принципиальные преимущества CBDC по сравнению с существующей денежной системой?

С.Ш.: Внедрение цифровой валюты позволяет автоматизировать очень многие экономические процессы на уровне государства. Например, уплату налогов, взносов в пенсионные фонды. Сейчас за это отвечает огромный бюрократический аппарат, плюс возникает неизбежная коррупция на пути распределения финансовых потоков.

Решение одной лишь этой проблемы даст большой вклад в рост ВВП. Подобное исследование провели в Китае и выяснили, что на дистанции в 10 лет выпуск цифрового юаня поднимет темпы экономического роста на 50%. То есть, если обычная скорость роста ВВП — 4-5% в год, то с внедрением CBDC будет уже 7-8%. И это сложный процент, то есть со временем эффект от цифровой валюты будет только нарастать.

Уже в следующем году, по моим оценкам, появится хотя бы одна-две страны, которые начнут торговать друг с другом через цифровые валюты. И у остальных неизбежно появится непреодолимое желание присоединиться к этому процессу. Особенно у тех, кто торгует с Китаем. А Китай сегодня доминирует в мировой экономике и присутствует во многих регионах. Это «Великий китайский финансовый Шелковый путь», только во все страны одновременно.

FL: Вы упомянули войну как фактор для ускорения разработки CBDC. А как это связано между собой?

С.Ш.: Все государства увидели, что, если происходит военный конфликт или какое-то другое событие, твои средства могут быть заморожены, особенно номинированные в долларах. Поэтому, например, страны Персидского залива — я говорю не про Иран, а про Катар, Кувейт, Бахрейн, Саудовскую Аравию — стали намного больше внимания уделять государственной цифровой валюте.

FL: Если предположить, что технология CBDC распространится, то цифровые валюты полностью вытеснят существующие способы расчета — например, наличные и банковские счета? Или это все будет сосуществовать?

С.Ш.: Во-первых, я думаю, что принятие CBDC будет долгим процессом. Если посмотреть на историю, то те же банковские карты появились только несколько десятков лет назад, а банковские приложения — менее 10 лет назад. И только сейчас на них массово переходят.

Кроме того, у разных стран разная скорость движения. Например, в Швеции кэш практически исчез. В магазинах IKEA даже хотели запретить оплату наличными, но в итоге решили, что это будет ущемлять права мигрантов, и все-таки оставили. В Китае почти все внутренние платежи идут через WeChat.

В Европе в целом, если у вас больше €10 000 наличных, то у государства сразу возникают вопросы, откуда они и зачем вам столько. Потому что основная часть расчетов происходит через карты и цифровые счета. С другой стороны, в Соединенных Штатах, несмотря на цифровизацию и распространение криптовалют, бумажные банковские чеки до сих пор в ходу.

То есть, все эти методы останутся, но цифровая валюта постепенно станет доминировать.

FL: Сегодня в разработке есть два основных типа CBDC: розничные, которые является полноценным аналогом денег, и так называемые оптовые, которые предназначены только для расчетов между организациями во внешнеторговых операциях. Какой из этих типов более популярен?

С.Ш.: Это очень сильно зависит от уровня инфраструктуры страны. Есть страны Юго-Восточной Азии, где большое проникновение смартфонов и мобильных финансовых приложения, а многие жители не имеют доступа к банковским счетам. Большинство там воспринимает кошелек в каком-нибудь Gojek или Grab как банковский счет и не знает, что такое SWIFT, SEPA, корреспондентские счета и так далее. Для таких пользователей интеграция CBDC будет максимально бесшовной.

А есть страны, где мобильные платежи и все, что с этим связано, не распространены, и там CBDC будет распространяться сильно медленнее и начнется, скорее всего, с внешнеторговых операций. Это или совсем бедные страны вроде Венесуэлы, которым как-то нужно торговать ресурсами, или развитые страны в той же Европе, где плохо развита финтех-отрасль из-за жесткого правового регулирования.

Вообще, законодательство — это очень важный момент. Потому что во многих развитых странах подобные изменения происходят медленно, поскольку там действует сложный социальный договор, в котором учитываются интересы различных участников, а поэтому очень медленное законотворчество.

В странах с более простым социальным договором или даже авторитарных государствах имплементация национальной цифровой валюты будет намного быстрее. Взять тот же кейс Нигерии и «электронной наиры», где для этой цели уже ввели запрет снятия наличных на сумму более $200. Ускорение внедрения цифровых валют происходит в Объединенных Арабских Эмиратах и, вероятно, произойдет в Мьянме, Вьетнаме.

FL: Одним из главных критических замечаний в адрес CBDC является угроза приватности. Утверждается, что при желании госорганы, имеющие доступ к коду цифровой валюты, смогут отследить практически любые транзакции и любые адреса. Особенно это актуально для недемократических стран. Насколько, на ваш взгляд, оправдан такой риск?

С.Ш.: Давайте зайдем с другого ракурса. Полноценный CBDC с полной отслеживаемостью, как в Китае — это то, что Оруэллу не снилось. У тебя абсолютно полный трейс абсолютно всех трат каждого домохозяйства. Вот как это работает. CBDC — это не про приватность от слова «совсем».

Но если вы думаете, что биткоин и стейблкоины — это про приватность, то это не так. Где-то 90% адресов и переводов, если не больше, давно расшифровано, и даже в DeFi киберпреступления уже расследуют достаточно быстро. Потому что базы промэтчены, и если ты двигаешь криптовалюту через миксеры или как-то еще пытаешься скрыть ее движение, то твой адрес автоматически попадает в «серую зону». Абсолютно вся крипта постепенно размечается на «белую» и «серую», и в «серой» уже есть «оттенки черного», с которыми лучше никому не соприкасаться.

Так что и стандартная криптовалюта разделяется на несколько «миров». Достаточно взять пример Ethereum и Tron. Если еще пару лет назад в «эфире» было достаточно много «странных» операций, связанных в том числе с хакерами и отмыванием денег, то сейчас это все перетекло в Tron. С этой сетью, кстати, есть не так много кроссчейн-мостов, через которые можно двигать большие объемы криптовалют. То есть это такая сегрегация.

Что касается отслеживаемости в CBDC — от этого просто никуда не уйти. В банках это и так уже почти повсеместно, и от контроля можно уйти только с помощью наличных. Но дальше возникает вопрос: если вы — законопослушный пользователь, то какая вам разница? А если вы стремитесь к анонимности, то что-то с вами не так. Мы можем считать по-другому, но такой консенсус в обществе, так мыслит большинство.

FL: Получается своеобразное противоречие: технологию CBDC активно обсуждают в криптосообществе, хотя криптовалюты создавались с фокусом на анонимности. А государственная цифровая валюта — антипод этой концепции.

С.Ш.: Да, такой инь и янь. Но я уверен, что это все будет перемешиваться: будут и CBDC, и криптовалюты. И эти миры будут как-то связаны. А вообще, с точки зрения крипты это благо, так как растет общий размер «криптомира», просто он будет разный.

FL: Еще небольшой вопрос о приватности. Насколько известно из публичных источников о существующих проектах CBDC, во многих странах в них все-таки закладывают возможность анонимизации транзакций. Можете ли вы это подтвердить?

С.Ш.: Скажу так: нигде, где мы вели переговоры, приватность не была краеугольным камнем. Это будет возникать либо на более поздних этапах внедрения, либо в процессе тестирования. Пока основные вопросы, которые возникают, — это какие должны быть правовые рамки, как должна работать связка с банками, каким образом переходить от валютного стейблкоина к CBDC, как выстраивать торговлю с другими странами, как интегрироваться в «супераппы», как добиться одобрения регуляторов. Анонимности просто нет в повестке.

FL: В нескольких странах уже проходят пилотные программы CBDC. Самый яркий пример, конечно, — это КНР. Активно процесс идет в Нигерии, Швеции, странах Карибского бассейна. Насколько эти «пилоты» успешны, отличается ли практика от теории, и какие важные выводы уже сделали их организаторы?

С.Ш.: Из упомянутых кейсов не смогу подробно рассказать про Швецию. Про Нигерию и Карибы важно сказать, что этими проектами занималась одна и та же группа разработчиков, и я с ними общался.

В странах Карибского бассейна они цифровую валюту выпустили рано, еще несколько лет назад. И там очень жалкие цифры покрытия. Там не было проблемы законодательной базы, но они «убились» об инфраструктуру.

Чтобы CBDC работала, тебе нужны смартфоны, виртуальные карты, QR-коды для оплаты, налаженные бизнес-процессы и так далее. Все это в регионе очень не развито. Поэтому внедрение захлебнулось и остановилось, сейчас сервисы цифровых валют работают на Карибах очень вяло.

Что касается Нигерии, там есть готовая финансовая инфраструктура, но другая проблема — высокая инфляция. У населения очень низкая мотивация хранить местную валюту, наиру, и не обменивать ее сразу на биткоин или доллар, потому что быстро обесцениваются деньги. Поэтому задачу CBDC там пытаются решить силовым путем, в частности, ограничивая снятие наличных.

И еще одно важное замечание. В любой стране так или иначе для изменения инфраструктуры нужно вложить какие-то деньги. И если ты — большая страна, то возникает эффект масштаба. Условно, вы потратили на создание инфраструктуры для CBDC несколько сот миллионов долларов, и затраты окупятся быстро. А если это маленькая страна с населением меньше миллиона человек, то окупаемость низкая. И это еще одна причина, почему на Карибах не получилось.

Думаю, что в Нигерии процесс пойдет нормально, потому что там государство может начать внедрять разные механики, например социальные выплаты через CBDC. И тогда население будет к этому присоединяться.

В Китае все максимально успешно. Там, по-моему, уже 267 млн человек используют цифровой юань, из них 40-50 млн живут в этой новой денежной системе уже не первый год. То есть, показали и доказали, что CBDC работает, и сейчас там идет следующий этап: торговля с другими странами через цифровой юань. Это колоссальная веха, и я уверен, что она состоится уже в следующем году.

FL: Насколько оправданы ожидания, что розничным пользователям CBDC даст возможность проводить быстрые трансграничные платежи без банков-корреспондентов? И могли бы вы перечислить явные преимущества цифровой валюты перед существующей цифровой денежной системой?

С.Ш.: Трансграничные платежи в CBDC — это основная задача, которой мы сейчас занимаемся. Чтобы ответить на ваш вопрос, давайте рассмотрим мой любимый «боевой» пример, которым мы сейчас занимаемся — Филиппины и Эмираты.

В ОАЭ живет примерно 400 000 выходцев с Филиппин, и они регулярно отправляют деньги к себе на Родину. На Филиппинах доход в $100 в месяц считается нормальным. Поэтому один человек, работающий за $1000 в месяц в Эмиратах, может кормить семью у себя на Родине.

Один и тот же месяц происходит одинаковый процесс. Работнику в ОАЭ нужно отправить деньги. Это происходит двумя путями: первый — старая-добрая «хавала». Человек идет к лидеру местной общины, отдает ему доллары, а контрагент на Филиппинах выдает получателю ту же сумму в песо. Это происходит вне банков, и по этому методу передают очень много денег, может 30-40% всех трансграничных денежных переводов. То же самое происходит в направлениях «Россия-Узбекистан» или «Малайзия-Бангладеш». Эта система работает, когда есть большая мусульманская община.

Второй метод: перевести деньги через денежные системы вроде Western Union. Комиссия «на круг», в зависимости от кросс-курсов, составляет от 6% до 12%. Ты неизбежно попадаешь на двойную конвертацию. В итоге стоимость перевода большая. Понятно, что есть страны типа Вьетнама, где комиссии будут околонулевые, но это особое место.

Какой процесс пытаемся построить мы. Отправитель приходит с цифровыми дирхамами или в пункт приема переводов, или к специальному автомату. Ему нужно перевести дирхамы в песо. Обе валюты в цифровом виде размещаются в виде стейблкоинов в AMM-пуле, где обменный курс меняется очень слабо. И обмен происходит напрямую из дирхама в песо, без конвертации в доллар. С обеих сторон пула есть ликвидность. На другом конце песо получают через оператора переводов, который за обмен цифровой валюты берет всего 0,1%. Таким образом, общий размер комиссий не превышает 3% от суммы перевода.

Это один из вариантов того, как можно использовать цифровую валюту. И это удобно и дешево для тех, у кого нет ни карт, ни банковских счетов. А это несколько сот миллионов человек только в Юго-Восточной Азии.

Если вы, например, живете в Европе, и у вас есть карты и SEPA-счета, то вам CBDC для переводов вообще не нужна. Там драйвером для цифровой валюты как раз могут быть такие процессы, как пенсионные и социальные выплаты.

FL: А если говорить не только про платежи, а какие-то другие повседневные практики, то какие еще есть преимущества?

С.Ш.: Наверное, это возможность настроить какие-то программируемые действия. Ведь в CBDC вполне возможны смарт-контракты. Начиная с банального — автоматический сбор средств на день рождения, отправка средств на депозит или в фонд для обучения ребенка. Конечно, в каких-то банках такие функции есть, но c CBDC программировать действия в целом очень легко за счет смарт-контрактов.

FL: По-моему, вы в каком-то из эфиров говорили, что одним из критериев программируемости цифровой валюты могут быть правовые нормы.

С.Ш.: Да. Скажем, дети с помощью CBDC теоретически не смогут приобретать запрещенные товары, тот же алкоголь или табак.

FL: Давайте перейдем от розничных пользователей к корпоративным. Говорят, что для бизнеса одним из ключевых моментов в контексте CBDC является потенциал к улучшению системы расчетов при внешнеторговых операциях. Не могли бы подробнее объяснить, в чем именно заключается выгода?

С.Ш.: Важно понимать, что сейчас любая внешнеторговая операция идет через доллар. Есть, например, Пакистан и Арабские Эмираты. Между ними есть большой торговый оборот. Он целиком идет через доллары. Получается постоянное давление на национальную валюту, потому что нужно постоянно продавать рупии и покупать доллары. При этом дирхаму в Пакистане вполне доверяют. То есть прямые расчеты в дирхамах и рупиях возможны, и это можно организовать с помощью CBDC.

Вторая причина в том, что существует риск заморозки долларовых счетов. Если посмотреть на работу системы SWIFT за последние лет десять, можно увидеть, что происходит ее постепенная деградация. В текущих банковских реалиях есть множество сотрудников, занятых в сферах KYC и AML, и эта деятельность требует постоянных расходов. Кроме того, она замедляет переводы. Постоянно возникают какие-то новые правила обработки транзакций, которым почему-то должны следовать все банки.

В результате возникают проблемы в торговле даже у соседних стран. Есть запрос на то, чтобы «спрямить» трансграничные переводы. Это могут быть корзины валют, АММ-пулы, взаимные банки-корреспонденты. Есть разные архитектуры. Так или иначе, практически для всех стран это упростит и удешевит экономические процессы, так как уйдут кросс-курсы и длинные цепочки посредников.

Наконец, банально документооборот для торговых операций снижается. Этот сегмент называется Trade Finance. Предположим, что товар, например, из Китая везут в порт Малайзии, а затем импортируют в Индонезию. И в этом процессе есть аренда судов, страхование груза, система аккредитивов, правила доставки, форс-мажоры и так далее.

В каждой такой операции участвуют несколько банков. На разных этапах нужно получать различные подтверждения: что груз не контрафактный, что груз отправлен, принят и тому подобное. Это огромный процесс с большим количеством участников и посредников. Неизбежно много мошенничества.

Этот процесс вполне можно выстроить в криптомире — с помощью смарт-контрактов, блокирования токенов, использования кошельков с мультиподписью. И такие изменения в секторе Trade Finance произойдут года через три или четыре. Потому что это сложнее, чем просто перевести внешнеторговые операции между странами на CBDC.

FL: Если делать вывод, то получается, что в международной торговле CBDC позволит сократить цепочку посредников и упростить процессы, связанные с доверием.

С.Ш.: Да, все верно.

FL: Вы уже много раз упомянули Китай. Но есть еще как минимум два игрока, к которым приковано внимание, — это Соединенные Штаты и Европейский союз. Насколько они продвинулись в создании цифровых доллара и евро?

С.Ш.: В США есть сразу несколько проектов, три из них курирует MIT. Основной протокол называется OpenCBDC, в его разработку также включена ФРС. Скорее всего, он и победит.

Что касается Европы, там, на мой взгляд, ситуация намного слабее и одновременно более децентрализованная. Многие члены Евросоюза реализуют собственные инициативы. Не думаю, что им удастся договориться о запуске какого-то единого проекта, потому что ЕС стал очень бюрократизированным, и они это решение будут принимать очень долго.

FL: Многие воспринимают CBDС как угрозу для криптовалют. В той же КНР, например, запретили операции с ними, причем, не один раз. Если государственная цифровая валюта станет реальностью, то как будут распределены роли между ней и криптоактивами?

С.Ш.: Между запретом на торговлю криптовалютами в КНР и выпуском CBDC нет прямой связи. Они вполне могут мирно сосуществовать, как в той же Нигерии. Нет такого противоречия.

Что важно понимать: большинство проектов CBDC будут начинаться со стейблкоинов, привязанных к национальным валютам. В этом «фишка» нашей архитектуры — можно создать стабильную монету и, постепенно обновляя смарт-контракт, наращивая пользовательскую базу и опыт, переводить ее в CBDC, отдавать актив под контроль центробанка.

Когда движение изначально идет со стороны центробанка, оно увязает в «песочницах» и бюрократии, поэтому процесс идет очень медленно. Если начинать со стейблкоинов, то это будет благоприятно для рынка криптовалют.

Его капитализация уже выросла непропорционально за счет стейблкоинов и может вырасти еще больше. Представьте, что у вас есть стабильный криптоактив для рупии, дирхама, донга, песо и так далее. Это увеличивает общий рынок криптовалют. Кроме того, появляются миллионы новых пользователей.

FL: Перейдем к Everscale. Вы заявляете, что активная работа в области CBDC является одним из важных приоритетов для экосистемы в период «криптозимы». Расскажите подробнее, какую выгоду от таких проектов получает ваш блокчейн, его участники и держатели нативной монеты EVER.

С.Ш.: Как бы ни развивался протокол Everscale, его форки и отдельные компоненты, проект CBDC — это значительное увеличение бюджета на исследования и разработки, это признание технологии и это ее распространение.

Получается, что любой стейблкоин, который может превратиться в CBDC, в связке с кошельками в сети Everscale, которые интегрированы с другими приложениями экосистемы, приводит к росту числа пользователей. А это идеальная среда для развития абсолютно любых децентрализованных приложений.

Ведь как можно получить, скажем, 100 млн пользователей? Ни одна блокчейн-платформа, кроме биткоина и Ethereum, пока на такие показатели не вышла. Мы собираемся достичь этой цели другим путем, через стейблкоины и CBDC. А дальше это вопросы «газа», нагрузки на сеть, заказов и так далее. В конечном итоге, выгоду получат все децентрализованные приложения на Everscale.

Что касается держателей EVER, то тут немного сложнее. Так или иначе, будет расти спрос на EVER через те же комиссии.

FL: Ранее представители проекта, в том числе вы, публично подтверждали, что на базе Everscale уже идет разработка технической платформы для CBDC в нескольких странах Ближнего Востока и Юго-Восточной Азии, с рядом государств ведутся переговоры. Какой статус этих проектов? Можете рассказать новые детали?

С.Ш.: Сначала расскажу, с чего все началось. Первый раз мы приняли участие в тендере в Грузии. Там я увидел, кому и для чего нужна CBDC. Потом мы запустили «пилот» с компанией EUPi, — сейчас она называется Ever Cash, — которая развивает стейблкоин с привязкой к евро. Пока распространения этот проект не получил, но они нашли свою нишу.

По итогам мне стало понятно, в чем преимущество Everscale для CBDC. Любой кошелек в нашей сети является смарт-контрактом. Это значит, что можно сделать систему мультисигов для центробанка и банков, и эти потоки можно будет разделить: пользователи владеют активами, а кошельками, правилами на него — банки. То есть, ты можешь пройти путь к CBDC эволюционно, через стейблкоин, постепенно вводя в смарт-контракт новые правила и условия. И это можно делать практически незаметно для пользователя, не доставляя ему никаких неудобств.

Мы начали об этом рассказывать и постепенно добрались до Объединенных Арабских Эмиратов, власти которых выбрали нашу технологию. Отмечу, это не нативная платформа Everscale, а отдельный блокчейн. В ОАЭ уже приняли хорошую законодательную базу, также в стране сильные банки. Все очень интенсивно двигается и развивается. Мы обязательно расскажем больше деталей, когда это станет возможным.

Также у нас есть два проекта в Юго-Восточной Азии — это Филиппины и Индонезия, где мы вместе с местными партнерами делаем стейблкоины для денежных переводов. Также недавно мы подписали меморандум о понимании с компанией в Камбодже, на очереди Вьетнам. В Индонезии мы уже подошли к этапу интеграции. Сейчас решаем вопрос о стратегии перевода стейблкоина на основе рупии в CBDC. Пока самый большой, но и самый тайный проект у нас в Эмиратах.

FL: Everscale — это открытый протокол. Каким образом он может стать для основой CBDC, которая предполагает закрытую систему?

С.Ш.: В архитектуре Everscale есть такой элемент как воркчейны. Это блокчейн, который работает по своим правилам, со своим набором валидаторов, с комиссией в своем токене. Мы сейчас финализируем эту технологию.

Как это должно работать: оператор CBDC создает свой воркчейн и имеет внутри него полный контроль, включая эмиссию и сборы. Оператор воркчейна даже может платить «газ» за пользователей или назначать свои комиссии. Это снимает все противоречия. Но такая система будет работать, только есть большой «якорный» игрок.

FL: Насколько понимаю, каждый воркчейн Everscale все-таки соединяется с мастерчейном, который отвечает за общий консенсус.

С.Ш.: Да. Но в то же время нет прямой связи между использованием EVER для «газа» и воркчейном. Самое главное преимущество Everscale для разработки CBDC — то, что каждый адрес является смарт-контрактом. Других таких блокчейнов нет. Во вторую очередь идут кастомные комиссии.

FL: И последний вопрос. На каких блокчейн-платформах мы еще можем увидеть проекты CBDC?

С.Ш.: Многие начали работу над национальной цифровой валютой на базе Hyperledger. Но сейчас от него отказываются, потому что IBM прекратил поддержку проекта. И на самом деле это не очень подходящая технология.

Кто-то делает CBDC, условно, на Ethereum c Proof-of-Stake. Также слышал про Corda. Естественно, большим игроком в этой сфере стал Binance и BNB Chain — у них сейчас пилотный проект в Казахстане. Чанпен Чжао лично ездит по разным странам и пытается склонить власти к использованию их экосистемы. Также есть блокчейн Zetrix, они реализуют проект для Малайзии и Китая.

Так или иначе, думаю, сейчас все будут пытаться «влезть» в эту тему. Для Everscale хорошая новость в том, что мы начали заниматься CBDC еще год назад и уже во многих странах имеем сильные позиции.

Читайте биткоин-новости ForkLog в нашем Telegram — новости криптовалют, курсы и аналитика.

Источник

  • 07.09.23 16:24 CherryTeam

    Cherry Team atlyginimų skaičiavimo programa yra labai naudingas įrankis įmonėms, kai reikia efektyviai valdyti ir skaičiuoti darbuotojų atlyginimus. Ši programinė įranga, turinti išsamias funkcijas ir patogią naudotojo sąsają, suteikia daug privalumų, kurie padeda supaprastinti darbo užmokesčio skaičiavimo procesus ir pagerinti finansų valdymą. Štai keletas pagrindinių priežasčių, kodėl Cherry Team atlyginimų skaičiavimo programa yra naudinga įmonėms: Automatizuoti ir tikslūs skaičiavimai: Atlyginimų skaičiavimai rankiniu būdu gali būti klaidingi ir reikalauti daug laiko. Programinė įranga Cherry Team automatizuoja visą atlyginimų skaičiavimo procesą, todėl nebereikia atlikti skaičiavimų rankiniu būdu ir sumažėja klaidų rizika. Tiksliai apskaičiuodama atlyginimus, įskaitant tokius veiksnius, kaip pagrindinis atlyginimas, viršvalandžiai, premijos, išskaitos ir mokesčiai, programa užtikrina tikslius ir be klaidų darbo užmokesčio skaičiavimo rezultatus. Sutaupoma laiko ir išlaidų: Darbo užmokesčio valdymas gali būti daug darbo jėgos reikalaujanti užduotis, reikalaujanti daug laiko ir išteklių. Programa Cherry Team supaprastina ir pagreitina darbo užmokesčio skaičiavimo procesą, nes automatizuoja skaičiavimus, generuoja darbo užmokesčio žiniaraščius ir tvarko išskaičiuojamus mokesčius. Šis automatizavimas padeda įmonėms sutaupyti daug laiko ir pastangų, todėl žmogiškųjų išteklių ir finansų komandos gali sutelkti dėmesį į strategiškai svarbesnę veiklą. Be to, racionalizuodamos darbo užmokesčio operacijas, įmonės gali sumažinti administracines išlaidas, susijusias su rankiniu darbo užmokesčio tvarkymu. Mokesčių ir darbo teisės aktų laikymasis: Įmonėms labai svarbu laikytis mokesčių ir darbo teisės aktų, kad išvengtų baudų ir teisinių problemų. Programinė įranga Cherry Team seka besikeičiančius mokesčių įstatymus ir darbo reglamentus, užtikrindama tikslius skaičiavimus ir teisinių reikalavimų laikymąsi. Programa gali dirbti su sudėtingais mokesčių scenarijais, pavyzdžiui, keliomis mokesčių grupėmis ir įvairių rūšių atskaitymais, todėl užtikrina atitiktį reikalavimams ir kartu sumažina klaidų riziką. Ataskaitų rengimas ir analizė: Programa Cherry Team siūlo patikimas ataskaitų teikimo ir analizės galimybes, suteikiančias įmonėms vertingų įžvalgų apie darbo užmokesčio duomenis. Ji gali generuoti ataskaitas apie įvairius aspektus, pavyzdžiui, darbo užmokesčio paskirstymą, išskaičiuojamus mokesčius ir darbo sąnaudas. Šios ataskaitos leidžia įmonėms analizuoti darbo užmokesčio tendencijas, nustatyti tobulintinas sritis ir priimti pagrįstus finansinius sprendimus. Pasinaudodamos duomenimis pagrįstomis įžvalgomis, įmonės gali optimizuoti savo darbo užmokesčio strategijas ir veiksmingai kontroliuoti išlaidas. Integracija su kitomis sistemomis: Cherry Team programinė įranga dažnai sklandžiai integruojama su kitomis personalo ir apskaitos sistemomis. Tokia integracija leidžia automatiškai perkelti atitinkamus duomenis, pavyzdžiui, informaciją apie darbuotojus ir finansinius įrašus, todėl nebereikia dubliuoti duomenų. Supaprastintas duomenų srautas tarp sistemų padidina bendrą efektyvumą ir sumažina duomenų klaidų ar neatitikimų riziką. Cherry Team atlyginimų apskaičiavimo programa įmonėms teikia didelę naudą - automatiniai ir tikslūs skaičiavimai, laiko ir sąnaudų taupymas, atitiktis mokesčių ir darbo teisės aktų reikalavimams, ataskaitų teikimo ir analizės galimybės bei integracija su kitomis sistemomis. Naudodamos šią programinę įrangą įmonės gali supaprastinti darbo užmokesčio skaičiavimo procesus, užtikrinti tikslumą ir atitiktį reikalavimams, padidinti darbuotojų pasitenkinimą ir gauti vertingų įžvalgų apie savo finansinius duomenis. Programa Cherry Team pasirodo esanti nepakeičiamas įrankis įmonėms, siekiančioms efektyviai ir veiksmingai valdyti darbo užmokestį. https://cherryteam.lt/lt/

  • 08.10.23 01:30 davec8080

    The "Shibarium for this confirmed rug pull is a BEP-20 project not related at all to Shibarium, SHIB, BONE or LEASH. The Plot Thickens. Someone posted the actual transactions!!!! https://bscscan.com/tx/0xa846ea0367c89c3f0bbfcc221cceea4c90d8f56ead2eb479d4cee41c75e02c97 It seems the article is true!!!! And it's also FUD. Let me explain. Check this link: https://bscscan.com/token/0x5a752c9fe3520522ea88f37a41c3ddd97c022c2f So there really is a "Shibarium" token. And somebody did a rug pull with it. CONFIRMED. But the "Shibarium" token for this confirmed rug pull is a BEP-20 project not related at all to Shibarium, SHIB, BONE or LEASH.

  • 24.06.24 04:31 tashandiarisha

    Web-site. https://trustgeekshackexpert.com/ Tele-Gram, trustgeekshackexpert During the pandemic, I ventured into the world of cryptocurrency trading. My father loaned me $10,000, which I used to purchase my first bitcoins. With diligent research and some luck, I managed to grow my investment to over $350,000 in just a couple of years. I was thrilled with my success, but my excitement was short-lived when I decided to switch brokers and inadvertently fell victim to a phishing attack. While creating a new account, I received what seemed like a legitimate email requesting verification. Without second-guessing, I provided my information, only to realize later that I had lost access to my email and cryptocurrency wallets. Panic set in as I watched my hard-earned assets disappear before my eyes. Desperate to recover my funds, I scoured the internet for solutions. That's when I stumbled upon the Trust Geeks Hack Expert on the Internet. The service claimed to specialize in recovering lost crypto assets, and I decided to take a chance. Upon contacting them, the team swung into action immediately. They guided me through the entire recovery process with professionalism and efficiency. The advantages of using the Trust Geeks Hack Expert Tool became apparent from the start. Their team was knowledgeable and empathetic, understanding the urgency and stress of my situation. They employed advanced security measures to ensure my information was handled safely and securely. One of the key benefits of the Trust Geeks Hack Expert Tool was its user-friendly interface, which made a complex process much more manageable for someone like me, who isn't particularly tech-savvy. They also offered 24/7 support, so I never felt alone during recovery. Their transparent communication and regular updates kept me informed and reassured throughout. The Trust Geeks Hack Expert Tool is the best solution for anyone facing similar issues. Their swift response, expertise, and customer-centric approach set them apart from other recovery services. Thanks to their efforts, I regained access to my accounts and my substantial crypto assets. The experience taught me a valuable lesson about online security and showed me the incredible potential of the Trust Geeks Hack Expert Tool. Email:: trustgeekshackexpert{@}fastservice{.}com WhatsApp  + 1.7.1.9.4.9.2.2.6.9.3

  • 26.06.24 18:46 Jacobethannn098

    LEGAL RECOUP FOR CRYPTO THEFT BY ADRIAN LAMO HACKER

  • 26.06.24 18:46 Jacobethannn098

    Reach Out To Adrian Lamo Hacker via email: [email protected] / WhatsApp: ‪+1 (909) 739‑0269‬ Adrian Lamo Hacker is a formidable force in the realm of cybersecurity, offering a comprehensive suite of services designed to protect individuals and organizations from the pervasive threat of digital scams and fraud. With an impressive track record of recovering over $950 million, including substantial sums from high-profile scams such as a $600 million fake investment platform and a $1.5 million romance scam, Adrian Lamo Hacker has established itself as a leader in the field. One of the key strengths of Adrian Lamo Hacker lies in its unparalleled expertise in scam detection. The company leverages cutting-edge methodologies to defend against a wide range of digital threats, including phishing emails, fraudulent websites, and deceitful schemes. This proactive approach to identifying and neutralizing potential scams is crucial in an increasingly complex and interconnected digital landscape. Adrian Lamo Hacker's tailored risk assessments serve as a powerful tool for fortifying cybersecurity. By identifying vulnerabilities and potential points of exploitation, the company empowers its clients to take proactive measures to strengthen their digital defenses. This personalized approach to risk assessment ensures that each client receives targeted and effective protection against cyber threats. In the event of a security incident, Adrian Lamo Hacker's rapid incident response capabilities come into play. The company's vigilant monitoring and swift mitigation strategies ensure that any potential breaches or scams are addressed in real-time, minimizing the impact on its clients' digital assets and reputation. This proactive stance towards incident response is essential in an era where cyber threats can materialize with alarming speed and sophistication. In addition to its robust defense and incident response capabilities, Adrian Lamo Hacker is committed to empowering its clients to recognize and thwart common scam tactics. By fostering enlightenment in the digital realm, the company goes beyond simply safeguarding its clients; it equips them with the knowledge and awareness needed to navigate the digital landscape with confidence and resilience. Adrian Lamo Hacker services extend to genuine hacking, offering an additional layer of protection for its clients. This may include ethical hacking or penetration testing, which can help identify and address security vulnerabilities before malicious actors have the chance to exploit them. By offering genuine hacking services, Adrian Lamo Hacker demonstrates its commitment to providing holistic cybersecurity solutions that address both defensive and offensive aspects of digital protection. Adrian Lamo Hacker stands out as a premier provider of cybersecurity services, offering unparalleled expertise in scam detection, rapid incident response, tailored risk assessments, and genuine hacking capabilities. With a proven track record of recovering significant sums from various scams, the company has earned a reputation for excellence in combating digital fraud. Through its proactive and empowering approach, Adrian Lamo Hacker is a true ally for individuals and organizations seeking to navigate the digital realm with confidence.

  • 04.07.24 04:49 ZionNaomi

    For over twenty years, I've dedicated myself to the dynamic world of marketing, constantly seeking innovative strategies to elevate brand visibility in an ever-evolving landscape. So when the meteoric rise of Bitcoin captured my attention as a potential avenue for investment diversification, I seized the opportunity, allocating $20,000 to the digital currency. Witnessing my investment burgeon to an impressive $70,000 over time instilled in me a sense of financial promise and stability.However, amidst the euphoria of financial growth, a sudden and unforeseen oversight brought me crashing back to reality during a critical business trip—I had misplaced my hardware wallet. The realization that I had lost access to the cornerstone of my financial security struck me with profound dismay. Desperate for a solution, I turned to the expertise of Daniel Meuli Web Recovery.Their response was swift . With meticulous precision, they embarked on the intricate process of retracing the elusive path of my lost funds. Through their unwavering dedication, they managed to recover a substantial portion of my investment, offering a glimmer of hope amidst the shadows of uncertainty. The support provided by Daniel Meuli Web Recovery extended beyond mere financial restitution. Recognizing the imperative of fortifying against future vulnerabilities, they generously shared invaluable insights on securing digital assets. Their guidance encompassed crucial aspects such as implementing hardware wallet backups and fortifying security protocols, equipping me with recovered funds and newfound knowledge to navigate the digital landscape securely.In retrospect, this experience served as a poignant reminder of the critical importance of diligence and preparedness in safeguarding one's assets. Thanks to the expertise and unwavering support extended by Daniel Meuli Web Recovery, I emerged from the ordeal with renewed resilience and vigilance. Empowered by their guidance and fortified by enhanced security measures, I now approach the future with unwavering confidence.The heights of financial promise to the depths of loss and back again has been a humbling one, underscoring the volatility and unpredictability inherent in the digital realm. Yet, through adversity, I have emerged stronger, armed with a newfound appreciation for the importance of diligence, preparedness, and the invaluable support of experts like Daniel Meuli Web Recovery.As I persist in traversing the digital landscape, I do so with a judicious blend of vigilance and fortitude, cognizant that with adequate safeguards and the backing of reliable confidants, I possess the fortitude to withstand any adversity that may arise. For this, I remain eternally appreciative. Email Danielmeuliweberecovery @ email . c om WhatsApp + 393 512 013 528

  • 13.07.24 21:13 michaelharrell825

    In 2020, amidst the economic fallout of the pandemic, I found myself unexpectedly unemployed and turned to Forex trading in hopes of stabilizing my finances. Like many, I was drawn in by the promise of quick returns offered by various Forex robots, signals, and trading advisers. However, most of these products turned out to be disappointing, with claims that were far from reality. Looking back, I realize I should have been more cautious, but the allure of financial security clouded my judgment during those uncertain times. Amidst these disappointments, Profit Forex emerged as a standout. Not only did they provide reliable service, but they also delivered tangible results—a rarity in an industry often plagued by exaggerated claims. The positive reviews from other users validated my own experience, highlighting their commitment to delivering genuine outcomes and emphasizing sound financial practices. My journey with Profit Forex led to a net profit of $11,500, a significant achievement given the challenges I faced. However, my optimism was short-lived when I encountered obstacles trying to withdraw funds from my trading account. Despite repeated attempts, I found myself unable to access my money, leaving me frustrated and uncertain about my financial future. Fortunately, my fortunes changed when I discovered PRO WIZARD GIlBERT RECOVERY. Their reputation for recovering funds from fraudulent schemes gave me hope in reclaiming what was rightfully mine. With a mixture of desperation and cautious optimism, I reached out to them for assistance. PRO WIZARD GIlBERT RECOVERY impressed me from the start with their professionalism and deep understanding of financial disputes. They took a methodical approach, using advanced techniques to track down the scammers responsible for withholding my funds. Throughout the process, their communication was clear and reassuring, providing much-needed support during a stressful period. Thanks to PRO WIZARD GIlBERT RECOVERY's expertise and unwavering dedication, I finally achieved a resolution to my ordeal. They successfully traced and retrieved my funds, restoring a sense of justice and relief. Their intervention not only recovered my money but also renewed my faith in ethical financial services. Reflecting on my experience, I've learned invaluable lessons about the importance of due diligence and discernment in navigating the Forex market. While setbacks are inevitable, partnering with reputable recovery specialists like PRO WIZARD GIlBERT RECOVERY can make a profound difference. Their integrity and effectiveness have left an indelible mark on me, guiding my future decisions and reinforcing the value of trustworthy partnerships in achieving financial goals. I wholeheartedly recommend PRO WIZARD GIlBERT RECOVERY to anyone grappling with financial fraud or disputes. Their expertise and commitment to client satisfaction are unparalleled, offering a beacon of hope in challenging times. Thank you, PRO WIZARD GIlBERT RECOVERY, for your invaluable assistance in reclaiming what was rightfully mine. Your service not only recovered my funds but also restored my confidence in navigating the complexities of financial markets with greater caution and awareness. Email: prowizardgilbertrecovery(@)engineer.com Homepage: https://prowizardgilbertrecovery.xyz WhatsApp: +1 (516) 347‑9592

  • 17.07.24 02:26 thompsonrickey

    In the vast and often treacherous realm of online investments, I was entangled in a web of deceit that cost me nearly  $45,000. It all started innocuously enough with an enticing Instagram profile promising lucrative returns through cryptocurrency investment. Initially, everything seemed promising—communications were smooth, and assurances were plentiful. However, as time passed, my optimism turned to suspicion. Withdrawal requests were met with delays and excuses. The once-responsive "investor" vanished into thin air, leaving me stranded with dwindling hopes and a sinking feeling in my gut. It became painfully clear that I had been duped by a sophisticated scheme designed to exploit trust and naivety. Desperate to recover my funds, I turned to online forums where I discovered numerous testimonials advocating for Muyern Trust Hacker. With nothing to lose, I contacted them, recounting my ordeal with a mixture of skepticism and hope. Their swift response and professional demeanor immediately reassured me that I had found a lifeline amidst the chaos. Muyern Trust Hacker wasted no time in taking action. They meticulously gathered evidence, navigated legal complexities, and deployed their expertise to expedite recovery. In what felt like a whirlwind of activity, although the passage of time was a blur amidst my anxiety, they achieved the seemingly impossible—my stolen funds were returned. The relief I felt was overwhelming. Muyern Trust Hacker not only restored my financial losses but also restored my faith in justice. Their commitment to integrity and their relentless pursuit of resolution were nothing short of remarkable. They proved themselves as recovery specialists and guardians against digital fraud, offering hope to victims like me who had been ensnared by deception. My gratitude knows no bounds for Muyern Trust Hacker. Reach them at muyerntrusted @ m a i l - m e . c o m AND Tele gram @ muyerntrusthackertech

  • 18.07.24 20:13 austinagastya

    I Testify For iBolt Cyber Hacker Alone - For Crypto Recovery Service I highly suggest iBolt Cyber Hacker to anyone in need of bitcoin recovery services. They successfully recovered my bitcoin from a fake trading scam with speed and efficiency. This crew is trustworthy, They kept me updated throughout the procedure. I thought my bitcoin was gone, I am so grateful for their help, If you find yourself in a similar circumstance, do not hesitate to reach out to iBolt Cyber Hacker for assistance. Thank you, iBOLT, for your amazing customer service! Please be cautious and contact them directly through their website. Email: S u p p o r t @ ibolt cyber hack . com Cont/Whtp + 3. .9 .3. .5..0. .9. 2. 9. .0 .3. 1 .8. Website: h t t p s : / / ibolt cyber hack . com /

  • 27.08.24 12:50 James889900

    All you need is to hire an expert to help you accomplish that. If there’s any need to spy on your partner’s phone. From my experience I lacked evidence to confront my husband on my suspicion on his infidelity, until I came across ETHICALAHCKERS which many commend him of assisting them in their spying mission. So I contacted him and he provided me with access into his phone to view all text messages, call logs, WhatsApp messages and even her location. This evidence helped me move him off my life . I recommend you consult ETHICALHACKERS009 @ gmail.com OR CALL/TEXT ‪+1(716) 318-5536 or whatsapp +14106350697 if you need access to your partner’s phone

  • 27.08.24 13:06 James889900

    All you need is to hire an expert to help you accomplish that. If there’s any need to spy on your partner’s phone. From my experience I lacked evidence to confront my husband on my suspicion on his infidelity, until I came across ETHICALAHCKERS which many commend him of assisting them in their spying mission. So I contacted him and he provided me with access into his phone to view all text messages, call logs, WhatsApp messages and even her location. This evidence helped me move him off my life . I recommend you consult ETHICALHACKERS009 @ gmail.com OR CALL/TEXT ‪+1(716) 318-5536 or whatsapp +14106350697 if you need access to your partner’s phone

  • 02.09.24 20:24 [email protected]

    If You Need Hacker To Recover Your Bitcoin Contact Paradox Recovery Wizard Paradox Recovery Wizard successfully recovered $123,000 worth of Bitcoin for my husband, which he had lost due to a security breach. The process was efficient and secure, with their expert team guiding us through each step. They were able to trace and retrieve the lost cryptocurrency, restoring our peace of mind and financial stability. Their professionalism and expertise were instrumental in recovering our assets, and we are incredibly grateful for their service. Email: support@ paradoxrecoverywizard.com Email: paradox_recovery @cyberservices.com Wep: https://paradoxrecoverywizard.com/ WhatsApp: +39 351 222 3051.

  • 06.09.24 01:35 Celinagarcia

    HOW TO RECOVER MONEY LOST IN BITCOIN/USDT TRADING OR TO CRYPTO INVESTMENT !! Hi all, friends and families. I am writing From Alberton Canada. Last year I tried to invest in cryptocurrency trading in 2023, but lost a significant amount of money to scammers. I was cheated of my money, but thank God, I was referred to Hack Recovery Wizard they are among the best bitcoin recovery specialists on the planet. they helped me get every penny I lost to the scammers back to me with their forensic techniques. and I would like to take this opportunity to advise everyone to avoid making cryptocurrency investments online. If you ​​​​​​have already lost money on forex, cryptocurrency or Ponzi schemes, please contact [email protected] or WhatsApp: +1 (757) 237–1724 at once they can help you get back the crypto you lost to scammers. BEST WISHES. Celina Garcia.

  • 06.09.24 01:44 Celinagarcia

    HOW TO RECOVER MONEY LOST IN BITCOIN/USDT TRADING OR TO CRYPTO INVESTMENT !! Hi all, friends and families. I am writing From Alberton Canada. Last year I tried to invest in cryptocurrency trading in 2023, but lost a significant amount of money to scammers. I was cheated of my money, but thank God, I was referred to Hack Recovery Wizard they are among the best bitcoin recovery specialists on the planet. they helped me get every penny I lost to the scammers back to me with their forensic techniques. and I would like to take this opportunity to advise everyone to avoid making cryptocurrency investments online. If you ​​​​​​have already lost money on forex, cryptocurrency or Ponzi schemes, please contact [email protected] or WhatsApp: +1 (757) 237–1724 at once they can help you get back the crypto you lost to scammers. BEST WISHES. Celina Garcia.

  • 16.09.24 00:10 marcusaustin

    Bitcoin Recovery Services: Restoring Lost Cryptocurrency If you've lost access to your cryptocurrency and unable to make a withdrawal, I highly recommend iBolt Cyber Hacker Bitcoin Recovery Services. Their team is skilled, professional, and efficient in recovering lost Bitcoin. They provide clear communication, maintain high security standards, and work quickly to resolve issues. Facing the stress of lost cryptocurrency, iBolt Cyber Hacker is a trusted service that will help you regain access to your funds securely and reliably. Highly recommended! Email: S u p p o r t @ ibolt cyber hack . com Cont/Whtp + 3. .9 .3. .5..0. .9. 2. 9. .0 .3. 1 .8. Website: h t t p s : / / ibolt cyber hack . com /

  • 16.09.24 00:11 marcusaustin

    Bitcoin Recovery Services: Restoring Lost Cryptocurrency If you've lost access to your cryptocurrency and unable to make a withdrawal, I highly recommend iBolt Cyber Hacker Bitcoin Recovery Services. Their team is skilled, professional, and efficient in recovering lost Bitcoin. They provide clear communication, maintain high security standards, and work quickly to resolve issues. Facing the stress of lost cryptocurrency, iBolt Cyber Hacker is a trusted service that will help you regain access to your funds securely and reliably. Highly recommended! Email: S u p p o r t @ ibolt cyber hack . com Cont/Whtp + 3. .9 .3. .5..0. .9. 2. 9. .0 .3. 1 .8. Website: h t t p s : / / ibolt cyber hack . com /

  • 23.09.24 18:56 matthewshimself

    At first, I was admittedly skeptical about Worldcoin (ref: https://worldcoin.org/blog/worldcoin/this-is-worldcoin-video-explainer-series), particularly around the use of biometric data and the WLD token as a reward mechanism for it. However, after following the project closer, I’ve come to appreciate the broader vision and see the value in the underlying tech behind it. The concept of Proof of Personhood (ref: https://worldcoin.org/blog/worldcoin/proof-of-personhood-what-it-is-why-its-needed) has definitely caught my attention, and does seem like a crucial step towards tackling growing issues like bots, deepfakes, and identity fraud. Sam Altman’s vision is nothing short of ambitious, but I do think he & Alex Blania have the chops to realize it as mainstay in the global economy.

  • 01.10.24 14:54 Sinewclaudia

    I lost about $876k few months ago trading on a fake binary option investment websites. I didn't knew they were fake until I tried to withdraw. Immediately, I realized these guys were fake. I contacted Sinew Claudia world recovery, my friend who has such experience before and was able to recover them, recommended me to contact them. I'm a living testimony of a successful recovery now. You can contact the legitimate recovery company below for help and assistance. [email protected] [email protected] WhatsApp: 6262645164

  • 02.10.24 22:27 Emily Hunter

    Can those who have fallen victim to fraud get their money back? Yes, you might be able to get back what was taken from you if you fell prey to a fraud from an unregulated investing platform or any other scam, but only if you report it to the relevant authorities. With the right plan and supporting documentation, you can get back what you've lost. Most likely, the individuals in control of these unregulated platforms would attempt to convince you that what happened to your money was a sad accident when, in fact, it was a highly skilled heist. You should be aware that there are resources out there to help you if you or someone you know has experienced one of these circumstances. Do a search using (deftrecoup (.) c o m). Do not let the perpetrators of this hoaxes get away with ruining you mentally and financially.

  • 18.10.24 09:34 freidatollerud

    The growth of WIN44 in Brazil is very interesting! If you're looking for more options for online betting and casino games, I recommend checking out Casinos in Brazil. It's a reliable platform that offers a wide variety of games and provides a safe and enjoyable experience for users. It's worth checking out! https://win44.vip

  • 31.10.24 00:13 ytre89

    Can those who have fallen victim to fraud get their money back? Yes, you might be able to get back what was taken from you if you fell prey to a fraud from an unregulated investing platform or any other scam, but only if you report it to the relevant authorities. With the right plan and supporting documentation, you can get back what you've lost. Most likely, the individuals in control of these unregulated platforms would attempt to convince you that what happened to your money was a sad accident when, in fact, it was a highly skilled heist. You should be aware that there are resources out there to help you if you or someone you know has experienced one of these circumstances. Do a search using (deftrecoup (.) c o m). Do not let the perpetrators of this hoaxes get away with ruining you mentally and financially.

  • 02.11.24 14:44 diannamendoza732

    In the world of Bitcoin recovery, Pro Wizard Gilbert truly represents the gold standard. My experience with Gilbert revealed just how exceptional his methods are and why he stands out as the premier authority in this critical field. When I first encountered the complexities of Bitcoin recovery, I was daunted by the technical challenges and potential risks. Gilbert’s approach immediately distinguished itself through its precision and effectiveness. His methods are meticulously designed, combining cutting-edge techniques with an in-depth understanding of the Bitcoin ecosystem. He tackled the recovery process with a level of expertise and thoroughness that was both impressive and reassuring. What sets Gilbert’s methods apart is not just their technical sophistication but also their strategic depth. He conducts a comprehensive analysis of each case, tailoring his approach to address the unique aspects of the situation. This personalized strategy ensures that every recovery effort is optimized for success. Gilbert’s transparent communication throughout the process was invaluable, providing clarity and confidence during each stage of the recovery. The results I achieved with Pro Wizard Gilbert’s methods were remarkable. His gold standard approach not only recovered my Bitcoin but did so with an efficiency and reliability that exceeded my expectations. His deep knowledge, innovative techniques, and unwavering commitment make him the definitive expert in Bitcoin recovery. For anyone seeking a benchmark in Bitcoin recovery solutions, Pro Wizard Gilbert’s methods are the epitome of excellence. His ability to blend technical prowess with strategic insight truly sets him apart in the industry. Call: for help. You may get in touch with them at ; Email: (prowizardgilbertrecovery(@)engineer.com) Telegram ; https://t.me/Pro_Wizard_Gilbert_Recovery Homepage ; https://prowizardgilbertrecovery.info

  • 12.11.24 00:50 TERESA

    Brigadia Tech Remikeable recovery has exhibited unparalleled strength in the realm of recovery. They stand out as the premier team to collaborate with if you encounter withdrawal difficulties from the platform where you’ve invested. Recently, I engaged with them to recover over a million dollars trapped in an investment platform I’d been involved with for months. I furnished their team with every detail of the investment, including accounts, names, and wallet addresses to which I sent the funds. This decision proved to be the best I’ve made, especially after realizing the company had scammed me. Brigadia Tech Remikeable recovery ensures exemplary service delivery and ensures the perpetrators face justice. They employ advanced techniques to ensure you regain access to your funds. Understandably, many individuals who have fallen victim to investment scams may still regret engaging in online services again due to the trauma of being scammed. However, I implore you to take action. Seek assistance from Brigadia Tech Remikeable Recovery Experts today and witness their remarkable capabilities. I am grateful that I resisted their enticements, and despite the time it took me to discover brigadia tech recovery, they ultimately fulfilled my primary objective. Without Brigadia Tech Recovery's intervention, I would have remained despondent and perplexed indefinitely. Also if you are looking for the best and safest investment company you can contact them, for wallet recovery, difficult withdrawal, etc. I am so happy to keep getting my daily BTC, all I do is keep 0.1 BTC in my mining wallet with the help of Brigadia Tech. They connected me to his mining stream and I earn 0.4 btc per day with this, my daily profit. I can get myself a new house and car. I can’t believe I have thousands of dollars in my bank account. Now you can get in. ([email protected]) Telegram +1 (323)-9 1 0 -1 6 0 5

  • 17.11.24 09:31 Vivianlocke223

    Have You Fallen Victim to Cryptocurrency Fraud? If your Bitcoin or other cryptocurrencies were stolen due to scams or fraudulent activities, Free Crypto Recovery Fixed is here to help you recover what’s rightfully yours. As a leading recovery service, we specialize in restoring lost cryptocurrency and assisting victims of fraud — no matter how long ago the incident occurred. Our experienced team leverages cutting-edge tools and expertise to trace and recover stolen assets, ensuring swift and secure results. Don’t let scammers jeopardize your financial security. With Free Crypto Recovery Fixed, you’re putting your trust in a reliable and dedicated team that prioritizes recovering your assets and ensuring their future protection. Take the First Step Toward Recovery Today! 📞 Text/Call: +1 407 212 7493 ✉️ Email: [email protected] 🌐 Website: https://freecryptorecovery.net Let us help you regain control of your financial future — swiftly and securely.

  • 19.11.24 03:06 [email protected]

    My entire existence fell apart when a malevolent hacker recently gained access to my online accounts. I felt violated and extremely uneasy after discovering that the digital platforms I depended on for communication, employment, and finances had been compromised. Regaining control and restoring my digital security was an overwhelming task in the immediate aftermath. To help me navigate the difficult process of recovering my accounts and getting my peace of mind back, TRUST GEEKS HACK EXPERT came into my life as a ray of hope. They immediately put their highly skilled professionals to work, thoroughly examining the vulnerability and methodically preventing unwanted access. They guided me through each stage soothingly, explaining what was occurring and why, so I never felt lost or alone. They communicated with service providers to restore my legitimate access while skillfully navigating the complex labyrinth of account recovery procedures. My digital footprint was cleaned and strengthened against future attacks thanks to their equally amazing ability to remove any remaining evidence of the hacker's presence. However, TRUST GEEKS HACK EXPERT actual worth went beyond its technical aspects. They offered constant emotional support during the ordeal, understanding my fragility and sense of violation. My tense nerves were calmed by their comforting presence and kind comments, which served as a reminder that I wasn't alone in this struggle. With their help, I was able to reestablish my sense of security and control, which enabled me to return my attention to the significant areas of my life that had been upended. Ultimately, TRUST GEEKS HACK EXPERT all-encompassing strategy not only recovered my online accounts but also my general peace of mind, which is a priceless result for which I am incredibly appreciative of their knowledge and kindness. Make the approach and send a message to TRUST GEEKS HACK EXPERT Via Web site <> www://trustgeekshackexpert.com/-- E>mail: Trustgeekshackexpert(At)fastservice..com -- TeleGram,<> Trustgeekshackexpert

  • 19.11.24 03:07 [email protected]

    My entire existence fell apart when a malevolent hacker recently gained access to my online accounts. I felt violated and extremely uneasy after discovering that the digital platforms I depended on for communication, employment, and finances had been compromised. Regaining control and restoring my digital security was an overwhelming task in the immediate aftermath. To help me navigate the difficult process of recovering my accounts and getting my peace of mind back, TRUST GEEKS HACK EXPERT came into my life as a ray of hope. They immediately put their highly skilled professionals to work, thoroughly examining the vulnerability and methodically preventing unwanted access. They guided me through each stage soothingly, explaining what was occurring and why, so I never felt lost or alone. They communicated with service providers to restore my legitimate access while skillfully navigating the complex labyrinth of account recovery procedures. My digital footprint was cleaned and strengthened against future attacks thanks to their equally amazing ability to remove any remaining evidence of the hacker's presence. However, TRUST GEEKS HACK EXPERT actual worth went beyond its technical aspects. They offered constant emotional support during the ordeal, understanding my fragility and sense of violation. My tense nerves were calmed by their comforting presence and kind comments, which served as a reminder that I wasn't alone in this struggle. With their help, I was able to reestablish my sense of security and control, which enabled me to return my attention to the significant areas of my life that had been upended. Ultimately, TRUST GEEKS HACK EXPERT all-encompassing strategy not only recovered my online accounts but also my general peace of mind, which is a priceless result for which I am incredibly appreciative of their knowledge and kindness. Make the approach and send a message to TRUST GEEKS HACK EXPERT Via Web site <> www://trustgeekshackexpert.com/-- E>mail: Trustgeekshackexpert(At)fastservice..com -- TeleGram,<> Trustgeekshackexpert

  • 21.11.24 04:14 ronaldandre617

    Being a parent is great until your toddler figures out how to use your devices. One afternoon, I left my phone unattended for just a few minutes rookie mistake of the century. I thought I’d take a quick break, but little did I know that my curious little genius was about to embark on a digital adventure. By the time I came back, I was greeted by two shocking revelations: my toddler had somehow managed to buy a $5 dinosaur toy online and, even more alarmingly, had locked me out of my cryptocurrency wallet holding a hefty $75,000. Yes, you heard that right a dinosaur toy was the least of my worries! At first, I laughed it off. I mean, what toddler doesn’t have a penchant for expensive toys? But then reality set in. I stared at my phone in disbelief, desperately trying to guess whatever random string of gibberish my toddler had typed as a new password. Was it “dinosaur”? Or perhaps “sippy cup”? I felt like I was in a bizarre game of Password Gone Wrong. Every attempt led to failure, and soon the laughter faded, replaced by sheer panic. I was in way over my head, and my heart raced as the countdown of time ticked away. That’s when I decided to take action and turned to Digital Tech Guard Recovery, hoping they could solve the mystery that was my toddler’s handiwork. I explained my predicament, half-expecting them to chuckle at my misfortune, but they were incredibly professional and empathetic. Their confidence put me at ease, and I knew I was in good hands. Contact With WhatsApp: +1 (443) 859 - 2886  Email digital tech guard . com  Telegram: digital tech guard recovery . com  website link :: https : // digital tech guard . com Their team took on the challenge like pros, employing their advanced techniques to unlock my wallet with a level of skill I can only describe as magical. As I paced around, anxiously waiting for updates, I imagined my toddler inadvertently locking away my life savings forever. But lo and behold, it didn’t take long for Digital Tech Guard Recovery to work their magic. Not only did they recover the $75,000, but they also gave me invaluable tips on securing my wallet better like not leaving it accessible to tiny fingers! Who knew parenting could lead to such dramatic situations? Crisis averted, and I learned my lesson: always keep my devices out of reach of little explorers. If you ever find yourself in a similar predicament whether it’s tech-savvy toddlers or other digital disasters don’t hesitate to reach out to Digital Tech Guard Recovery. They saved my funds and my sanity, proving that no challenge is too great, even when it involves a toddler’s mischievous fingers!

  • 21.11.24 08:02 Emily Hunter

    If I hadn't found a review online and filed a complaint via email to support@deftrecoup. com , the people behind this unregulated scheme would have gotten away with leaving me in financial ruins. It was truly the most difficult period of my life.

  • 22.11.24 04:41 [email protected]

    I never could have imagined the nightmare of losing access to my digital wallet. All of my cryptocurrency holdings were abruptly imprisoned, inaccessible, and appeared to be lost forever following a catastrophic hardware breakdown. Years of meticulous investment and careful saving were reduced to nothing more than strings of code that I could no longer control, and I could feel the dread and sorrow that swept through me at that very instant. Thankfully, during my worst moment, I came into (TRUST GEEKS HACK EXPERT), a professional service devoted to recovering lost or inaccessible digital data. With optimism, I went out to their team of skilled technologists, laying bare the full nature of my issue. What followed was a laborious, multi-step process that required an almost surgical level of digital forensics and Bitcoin skill. In order to create a thorough profile of my wallet's contents and activities, the (TRUST GEEKS HACK EXPERT) team first thoroughly examined the transaction history and metadata connected to it. Next, they implemented a series of advanced recovery techniques, using cutting-edge software tools to bypass the access barriers that had left me locked out. The entire process was shrouded in secrecy and discretion, with the (TRUST GEEKS HACK EXPERT) team working tirelessly to protect the confidentiality of my sensitive financial information. After what felt like an eternity of nervous anticipation, the day finally arrived when I received the triumphant notification – my wallet had been successfully restored, and all of my precious digital assets had been returned to my control. The sense of relief was indescribable, as I could finally breathe easy knowing that the fruits of my financial discipline had been safeguarded. While the experience of losing access to my wallet was undoubtedly traumatic, (TRUST GEEKS HACK EXPERT) intervention allowed me to emerge from the ordeal with my cryptocurrency holdings intact, and a renewed appreciation for the importance of proactive digital asset management. You can contact Them through EMAIL: [email protected] - TELEGRAM: TRUSTGEEKSHACKEXPERT

  • 22.11.24 15:26 cliftonhandyman

    Your Lost Bitcoins Are Not Gone Forever? Enquire From iBolt Cyber Hacker iBolt Cyber Hacker is a cybersecurity service that specializes in Bitcoin and cryptocurrency recovery. Even if your Bitcoin is locked away in a scammer inaccessible wallet, they have the tools and expertise to retrieve it. Many people, including seasoned cryptocurrency investors, face the daunting possibility of never seeing their lost funds again. iBolt cyber hacker service is a potential lifeline in these situations. I understand the concerns many people might have about trusting a third-party service to recover their Bitcoin. iBolt Cyber Hacker takes security seriously, implementing encryption and stringent privacy protocols. I was assured that no sensitive data would be compromised during the recovery process. Furthermore, their reputation in the cryptocurrency community, based on positive feedback from previous clients, gave me confidence that I was in good hands. Whtp +39, 351..105, 3619 Em.ail: ibolt @ cyber- wizard. co m

  • 22.11.24 23:43 teresaborja

    all thanks to Tech Cyber Force Recovery expert assistance. As a novice in cryptocurrency, I had been carefully accumulating a modest amount of Bitcoin, meticulously safeguarding my digital wallet and private keys. However, as the adage goes, the best-laid plans can often go awry, and that's precisely what happened to me. Due to a series of technical mishaps and human errors, I found myself locked out of my Bitcoin wallet, unable to access the fruits of my digital labors. Panic set in as I frantically searched for a solution, scouring the internet for any glimmer of hope. That's when I stumbled upon the Tech Cyber Force Recovery team, a group of seasoned cryptocurrency specialists who had built a reputation for their ability to recover lost or inaccessible digital assets. Skeptical at first, I reached out, desperate for a miracle. To my utter amazement, the Tech Cyber Force Recovery experts quickly assessed my situation and devised a meticulous plan of attack. Through their deep technical knowledge, unwavering determination, and a keen eye for detail, they were able to navigate the complex labyrinth of blockchain technology, ultimately recovering my entire Bitcoin portfolio. What had once seemed like a hopeless endeavor was now a reality, and I found myself once again in possession of my digital wealth, all thanks to the incredible efforts of the Tech Cyber Force Recovery team. This experience has not only restored my faith in the cryptocurrency ecosystem. Still, it has also instilled in me a profound appreciation for the critical role that expert recovery services can play in safeguarding one's digital assets.   ENAIL < Tech cybers force recovery @ cyber services. com >   WEBSITE < ht tps : // tech cyber force recovery. info  >   TEXT < +1. 561. 726. 3697 >

  • 24.11.24 02:21 [email protected]

    I never could have imagined the nightmare of losing access to my digital wallet. All of my cryptocurrency holdings were abruptly imprisoned, inaccessible, and appeared to be lost forever following a catastrophic hardware breakdown. Years of meticulous investment and careful saving were reduced to nothing more than strings of code that I could no longer control, and I could feel the dread and sorrow that swept through me at that very instant. Thankfully, during my worst moment, I came into (TRUST GEEKS HACK EXPERT), a professional service devoted to recovering lost or inaccessible digital data. With optimism, I went out to their team of skilled technologists, laying bare the full nature of my issue. What followed was a laborious, multi-step process that required an almost surgical level of digital forensics and Bitcoin skill. In order to create a thorough profile of my wallet's contents and activities, the (TRUST GEEKS HACK EXPERT) team first thoroughly examined the transaction history and metadata connected to it. Next, they implemented a series of advanced recovery techniques, using cutting-edge software tools to bypass the access barriers that had left me locked out. The entire process was shrouded in secrecy and discretion, with the (TRUST GEEKS HACK EXPERT) team working tirelessly to protect the confidentiality of my sensitive financial information. After what felt like an eternity of nervous anticipation, the day finally arrived when I received the triumphant notification – my wallet had been successfully restored, and all of my precious digital assets had been returned to my control. The sense of relief was indescribable, as I could finally breathe easy knowing that the fruits of my financial discipline had been safeguarded. While the experience of losing access to my wallet was undoubtedly traumatic, (TRUST GEEKS HACK EXPERT) intervention allowed me to emerge from the ordeal with my cryptocurrency holdings intact, and a renewed appreciation for the importance of proactive digital asset management. You can contact Them through EMAIL: [email protected] - TELEGRAM: TRUSTGEEKSHACKEXPERT

  • 25.11.24 02:19 briankennedy

    COMMENT ON I NEED A HACKER TO RECOVER MONEY FROM BINARY TRADING. HIRE FASTFUND RECOVERY

  • 25.11.24 02:20 briankennedy

    After countless hours of research and desperate attempts to find a solution, I stumbled upon FASTFUND RECOVERY. It was like finding an oasis in the middle of a desert. Their website promised to help victims of scams reclaim what was rightfully theirs, and I instantly knew I had to give them a shot. Before diving headfirst into the recovery process, I wanted to make sure that FASTFUND RECOVERY was the real deal. So, I did my due diligence and looked into their expertise and reputation. To my relief, I found that they had an impeccable track record, successfully assisting countless individuals in recovering their lost funds. Their team consisted of experts in cybersecurity and financial fraud, armed with the knowledge and tools needed to tackle even the most intricate scams. With their reputation preceding them, I felt a renewed sense of hope. FASTFUND RECOVERY successfully came to my aid and got back the amount I lost to these scammers and for this, I am sending this article for clarification. The info of FASTFUND RECOVERY is email: Fastfundrecovery8 (@)Gmail (.) com. Web fastfundrecovery(.)com. (W/A 1 807/500/7554)

  • 26.11.24 21:59 [email protected]

    In a world brimming with enticing investment opportunities, it is crucial to tread carefully. The rise of digital currencies has attracted many eager investors, but along with this excitement lurk deceitful characters ready to exploit the unsuspecting. I learned this lesson the hard way, and I want to share my story in the hopes that it can save someone from making the same mistakes I did. It all began innocently enough when I came across an engaging individual on Facebook. Lured in by promises of high returns in the cryptocurrency market, I felt the electric thrill of potential wealth coursing through me. Initial investments returned some profits, and that exhilarating taste of success fueled my ambition. Encouraged by a meager withdrawal, I decided to commit even more funds. This was the moment I let my guard down, blinded by greed. As time went on, the red flags started to multiply. The moment I tried to withdraw my earnings, a cascade of unreasonable fees appeared like a thick mist, obscuring the truth. “Just a little more,” they said, “Just until the next phase.” I watched my hard-earned money slip through my fingers as I scraped together every last cent to pay those relentless fees. My trust had become my downfall. In the end, I lost not just a significant amount of cash, but my peace of mind about $1.1 million vanished into the abyss of false promises and hollow guarantees. But despair birthed hope. After a cascade of letdowns, I enlisted the help of KAY-NINE CYBER SERVICES, a team that specializes in reclaiming lost funds from scams. Amazingly, they worked tirelessly to piece together what had been ripped away, providing me with honest guidance when I felt utterly defeated. Their expertise in navigating the treacherous waters of crypto recovery was a lifeline I desperately needed. To anyone reading this, please let my story serve as a warning. High returns often come wrapped in the guise of deception. Protect your investments, scrutinize every opportunity, and trust your instincts. Remember, the allure of quick riches can lead you straight to heartbreak, but with cautious determination and support, it is possible to begin healing from such devastating loss. Stay informed, stay vigilant, and may you choose your investment paths wisely. Email: kaynine @ cyberservices . com

  • 26.11.24 23:12 rickrobinson8

    FAST SOLUTION FOR CYPTOCURRENCY RECOVERY SPARTAN TECH GROUP RETRIEVAL

  • 26.11.24 23:12 rickrobinson8

    Although recovering from the terrible effects of investment fraud can seem like an impossible task, it is possible to regain financial stability and go on with the correct assistance and tools. In my own experience with Wizard Web Recovery, a specialized company that assisted me in navigating the difficulties of recouping my losses following my fall prey to a sophisticated online fraud, that was undoubtedly the case. My life money had disappeared in an instant, leaving me in a state of shock when I first contacted Spartan Tech Group Retrieval through this Email: spartantechretrieval (@) g r o u p m a i l .c o m The compassionate and knowledgeable team there quickly put my mind at ease, outlining a clear and comprehensive plan of action. They painstakingly examined every aspect of my case, using their broad business contacts and knowledge to track the movement of my pilfered money. They empowered me to make knowledgeable decisions regarding the rehabilitation process by keeping me updated and involved at every stage. But what I valued most was their unrelenting commitment and perseverance; they persisted in trying every option until a sizable amount of my lost money had been successfully restored. It was a long and arduous journey, filled with ups and downs, but having Spartan Tech Group Retrieval in my corner made all the difference. Thanks to their tireless efforts, I was eventually able to rebuild my financial foundation and reclaim a sense of security and control over my life. While the emotional scars of investment fraud may never fully heal, working with this remarkable organization played a crucial role in my ability to move forward and recover. For proper talks, contact on WhatsApp:+1 (971) 4 8 7 - 3 5 3 8 and Telegram:+1 (581) 2 8 6 - 8 0 9 2 Thank you for your time reading as it will be of help.

  • 27.11.24 00:39 [email protected]

    Although recovering lost or inaccessible Bitcoin can be difficult and unpleasant, it is frequently possible to get back access to one's digital assets with the correct help and direction. Regarding the subject at hand, the examination of Trust Geeks Hack Expert Website www://trustgeekshackexpert.com/ assistance after an error emphasizes how important specialized services may be in negotiating the difficulties of Bitcoin recovery. These providers possess the technical expertise and resources necessary to assess the situation, identify the root cause of the issue, and devise a tailored solution to retrieve the lost funds. By delving deeper into the specifics of Trust Geeks Hack Expert approach, we can gain valuable insights into the nuances of this process. Perhaps they leveraged advanced blockchain analysis tools to trace the transaction history and pinpoint the location of the missing Bitcoins. Or they may have collaborated with the relevant parties, such as exchanges or wallet providers, to facilitate the recovery process. Equally important is the level of personalized support and communication that Trust Geeks Hack Expert likely provided, guiding the affected individual through each step of the recovery effort and offering reassurance during what can be an anxious and uncertain time. The success of their efforts, as evidenced by the positive outcome, underscores the importance of seeking out reputable and experienced service providers when faced with a Bitcoin-related mishap, as they possess the specialized knowledge and resources to navigate these challenges and restore access to one's digital assets. Email.. [email protected]

  • 27.11.24 09:10 Michal Novotny

    The biggest issue with cryptocurrency is that it is unregulated, wh ich is why different people can come up with different fake stories all the time, and it is unfortunate that platforms like Facebook and others only care about the money they make from them through ads. I saw an ad on Facebook for Cointiger and fell into the scam, losing over $30,000. I reported it to Facebook, but they did nothing until I discovered deftrecoup . c o m from a crypto community; they retrieved approximately 95% of the total amount I lost.

  • 01.12.24 17:21 KollanderMurdasanu

    REACH OUT TO THEM WhatsApp + 156 172 63 697 Telegram (@)Techcyberforc We were in quite a bit of distress. The thrill of our crypto investments, which had once sparked excitement in our lives, was slowly turning into anxiety when my husband pointed out unusual withdrawal issues. At first, we brushed it off as minor glitches, but the situation escalated when we found ourselves facing login re-validation requests that essentially locked us out of our crypto wallet—despite entering the correct credentials. Frustrated and anxious, we sought advice from a few friends, only to hit a wall of uncertainty. Turning to the vast expanse of the internet felt daunting, but in doing so, we stumbled upon TECH CYBER FORCE RECOVERY. I approached them with a mix of skepticism and hope; after all, my understanding of these technical matters was quite limited. Yet, from our very first interaction, it was clear that they were the experts we desperately needed. They walked us through the intricacies of the recovery process, patiently explaining each mechanism—even if some of it went over my head, their reassurance was calming. Our responsibility was simple: to provide the correct information to prove our ownership of the crypto account, and thankfully, we remained on point in our responses. in a timely fashion, TECH CYBER FORCE RECOVERY delivered on their promises, addressing all our withdrawal and access issues exactly when they said they would. The relief we felt was immense, and the integrity they displayed made me confident in fully recommending their services. If you ever find yourself in a similar predicament with your crypto investments, I wholeheartedly suggest reaching out to them. You can connect with TECH CYBER FORCE RECOVERY through their contact details for assistance and valuable guidance. Remember, hope is only a reach away!

  • 02.12.24 23:02 ytre89

    Online crypto investment can seem like a promising opportunity, but it's crucial to recognize that there are no guarantees. My experience serves as a stark reminder of this reality. I was drawn in by the allure of high returns and the persuasive marketing tactics employed by various brokers. Their polished presentations and testimonials made it seem easy to profit from cryptocurrency trading. Everything appeared to be legitimate. I received enticing messages about the potential for substantial gains, and the brokers seemed knowledgeable and professional. Driven by excitement and the fear of missing out, I invested a significant amount of my savings. The promise of quick profits overshadowed the red flags I should have noticed. I trusted these brokers without conducting proper research, which was a major mistake. As time went on, I realized that the promised returns were nothing but illusions. My attempts to withdraw funds were met with endless excuses and delays. It became painfully clear that I had fallen victim. The reality hit hard: my hard-earned money was gone, I lost my peace of mind and sanity. In my desperation, I sought help from a company called DEFTRECOUP. That was the turning point for me as I had a good conversation and eventually filed a complaint via DEFTRECOUP COM. They were quite delicate and ensured I got out of the most difficult situation of my life in one piece.

  • 04.12.24 22:24 andreygagloev

    When I first heard about Bitcoin back in 2018, I was skeptical. The idea of a decentralized, digital currency seemed too good to be true. But I was intrigued as I learned more about the technology behind it and its potential. I started small, investing just a few hundred dollars, dipping my toes into the cryptocurrency waters. At first, it was exhilarating to watch the value of my investment grow exponentially. I felt like I was part of the future, an early adopter of this revolutionary new asset. But that euphoria was short-lived. One day, I logged into my digital wallet only to find it empty - my Bitcoin had vanished without a trace. It turned out that the online exchange I had trusted had been hacked, and my funds were stolen. I was devastated, both financially and emotionally. All the potential I had seen in Bitcoin was tainted by the harsh reality that with decentralization came a lack of regulation and oversight. My hard-earned money was gone, lost to the ether of the digital world. This experience taught me a painful lesson about the price of trust in the uncharted territory of cryptocurrency. While the technology holds incredible promise, the risks can be catastrophic if you don't approach it with extreme caution. My Bitcoin investment gamble had failed, and I was left to pick up the pieces, wiser but poorer for having placed my faith in the wrong hands. My sincere appreciation goes to MUYERN TRUST HACKER. You are my hero in recovering my lost funds. Send a direct m a i l ( muyerntrusted ( @ ) mail-me ( . )c o m ) or message on whats app : + 1 ( 4-4-0 ) ( 3 -3 -5 ) ( 0-2-0-5 )

  • 12.12.24 00:35 amandagregory

    HOW TO HIRE A HACKER TO RECOVER STOLEN BITCOIN WITH FASTFUND RECOVERY

  • 12.12.24 00:35 amandagregory

    HOW TO HIRE A HACKER TO RECOVER STOLEN BITCOIN WITH FASTFUND RECOVERY... A few months ago, I made a huge mistake. I invested in what seemed like a legitimate crypto opportunity, only to find out I’d been scammed. I lost a significant amount of money, and the scam platform vanished overnight. I felt completely lost.I had heard of Fastfund Recovery and decided to reach out, even though I was skeptical. From the first conversation, they made me feel heard and understood. They explained the recovery process clearly and kept me updated every step of the way.Within weeks, Fastfund Recovery successfully to recovered my lost funds—something I honestly didn’t think was possible. Their team was professional, transparent, and genuinely caring. I can’t thank them enough for turning a nightmare into a hopeful outcome. If you’re in a similar situation, don’t hesitate to contact them. They truly deliver on their promises. Gmail::: fastfundrecovery8(@)gmail com .....Whatsapp ::: 1::807::::500::::7554

  • 19.12.24 17:07 rebeccabenjamin

    USDT RECOVERY EXPERT REVIEWS DUNAMIS CYBER SOLUTION It's great to hear that you've found a way to recover your Bitcoin and achieve financial stability, but I urge you to be cautious with services like DUNAMIS CYBER SOLUTION Recovery." While it can be tempting to turn to these companies when you’re desperate to recover lost funds, many such services are scams, designed to exploit those in vulnerable situations. Always research thoroughly before engaging with any recovery service. In the world of cryptocurrency, security is crucial. To protect your assets, use strong passwords, enable two-factor authentication, and consider using cold wallets (offline storage) for long-term storage. If you do seek professional help, make sure the company is reputable and has positive, verifiable reviews from trusted sources. While it’s good that you found a solution, it’s also important to be aware of potential scams targeting cryptocurrency users. Stay informed about security practices, and make sure you take every step to safeguard your investments. If you need help with crypto security tips or to find trustworthy resources, feel free to ask! [email protected] +13433030545 [email protected]

  • 24.12.24 08:33 dddana

    Отличная подборка сервисов! Хотелось бы дополнить список рекомендацией: нажмите сюда - https://airbrush.com/background-remover. Этот инструмент отлично справляется с удалением фона, сохраняя при этом высокое качество изображения. Очень удобен для быстрого редактирования фото. Было бы здорово увидеть его в вашей статье!

  • 27.12.24 00:21 swiftdream

    I lost about $475,000.00 USD to a fake cryptocurrency trading platform a few weeks back after I got lured into the trading platform with the intent of earning a 15% profit daily trading on the platform. It was a hell of a time for me as I could hardly pay my bills and got me ruined financially. I had to confide in a close friend of mine who then introduced me to this crypto recovery team with the best recovery SWIFTDREAM i contacted them and they were able to completely recover my stolen digital assets with ease. Their service was superb, and my problems were solved in swift action, It only took them 48 hours to investigate and track down those scammers and my funds were returned to me. I strongly recommend this team to anyone going through a similar situation with their investment or fund theft to look up this team for the best appropriate solution to avoid losing huge funds to these scammers. Send complaint to Email: info [email protected]

  • 31.12.24 04:53 Annette_Phillips

    There are a lot of untrue recommendations and it's hard to tell who is legit. If you have lost crypto to scam expresshacker99@gmailcom is the best option I can bet on that cause I have seen lot of recommendations about them and I'm a witness on their capabilities. They will surely help out. Took me long to find them. The wonderful part is no upfront fee till crypto is recover successfully that's how genuine they are.

  • 04.01.25 04:56 florencestella

    THE BEST CERTIFIED CRYPTOCURRENCY RECOVERY EXPERT DUNAMIS CYBER SOLUTION

  • 04.01.25 04:57 florencestella

    THE BEST CERTIFIED CRYPTOCURRENCY RECOVERY EXPERT DUNAMIS CYBER SOLUTION It sounds like you went through a very frustrating experience with Cointrack, where your access to your own funds was unjustly restricted for months without clear communication or a solution. The extended periods of account freezes, lack of transparency, and vague customer support responses would make anyone anxious. It’s understandable that you suspected the issue could be related to your login activity, but it’s surprising that something as minor as using the same Wi-Fi network could trigger such severe restrictions. I’m glad to hear that DUNAMIS CYBER SOLUTION Recovery was able to help you get your account unlocked and resolve the issue. It’s unfortunate that you had to seek third-party assistance, but it’s a relief that the situation was eventually addressed. If you plan on using any platforms like this again, you might want to be extra cautious, especially when dealing with sensitive financial matters. And if you ever need to share your experience to help others avoid similar issues, feel free to reach out. It might be helpful for others to know about both the pitfalls and the eventual resolution through services like DUNAMIS CYBER SOLUTION Recovery. [email protected] +13433030545 [email protected]

  • 06.01.25 19:09 michaeljordan15

    We now live in a world where most business transactions are conducted through Bitcoin and cryptocurrency. With the rapid growth of digital currencies, everyone seems eager to get involved in Bitcoin and cryptocurrency investments. This surge in interest has unfortunately led to the rise of many fraudulent platforms designed to exploit unsuspecting individuals. People are often promised massive profits, only to lose huge sums of money when they realize the platform they invested in was a scam. contact with WhatsApp: +1 (443) 859 - 2886 Email @ digitaltechguard.com Telegram: digitaltechguardrecovery.com website link:: https://digitaltechguard.com This was exactly what happened to me five months ago. I was excited about the opportunity to invest in Bitcoin, hoping to earn a steady return of 20%. I found a platform that seemed legitimate and made my investment, eagerly anticipating the day when I would be able to withdraw my earnings. When the withdrawal day arrived, however, I encountered an issue. My bank account was not credited, despite seeing my balance and the supposed profits in my account on the platform. At first, I assumed it was just a technical glitch. I thought, "Maybe it’s a delay in the system, and everything will be sorted out soon." However, when I tried to contact customer support, the line was either disconnected or completely unresponsive. My doubts started to grow, but I wanted to give them the benefit of the doubt and waited throughout the day to see if the situation would resolve itself. But by the end of the day, I realized something was terribly wrong. I had been swindled, and my hard-earned money was gone. The realization hit me hard. I had fallen victim to one of the many fraudulent Bitcoin platforms that promise high returns and disappear once they have your money. I knew I had to act quickly to try and recover what I had lost. I started searching online for any possible solutions, reading reviews and recommendations from others who had faced similar situations. That’s when I came across many positive reviews about Digital Tech Guard Recovery. After reading about their success stories, I decided to reach out and use their services. I can honestly say that Digital Tech Guard Recovery exceeded all my expectations. Their team was professional, efficient, and transparent throughout the process. Within a short time, they helped me recover a significant portion of my lost funds, which I thought was impossible. I am incredibly grateful to Digital Tech Guard Recovery for their dedication and expertise in helping me get my money back. If you’ve been scammed like I was, don’t lose hope. There are solutions, and Digital Tech Guard Recovery is truly one of the best. Thank you, Digital Tech Guard Recovery! You guys are the best. Good luck to everyone trying to navigate this challenging space. Stay safe.

Для участия в Чате вам необходим бесплатный аккаунт pro-blockchain.com Войти Регистрация
Есть вопросы?
С вами на связи 24/7
Help Icon